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Rosie L Joseph

Age 72 b. 1954-01-29
📍 1631 Liddesdale, Detroit Mi 48217
📞 (313) 842-6343, (803) 646-6626
✉️ ROSEJOSEPH1954@YAHOO.COM, rosejoseph1954@yahoo.com

Rosie Joseph

Age 42 b. 1983-07-10
📍 530 Ne 172nd St, N Miami Beach Fl 33162-3946, North Miami Beach Fl
📞 (954) 279-3599, (954) 279-3598
✉️ RJOSEPH405@YAHOO.COM, rjoseph405@yahoo.com

Rosie Joseph

Age 33 b. 1992-09-22
📍 145 Ne 78th St Apt 409, Miami Fl
📞 (305) 305-6838, (786) 704-1218
✉️ JOSEPHRUBSTU@GMAIL.COM, josephrubstu@gmail.com

Rosie Joseph

Age 53 b. 1973-03-09
📍 1448 Parterre Dr, West Palm Bch Fl
📞 (561) 729-2611, (561) 629-7645
✉️ ROSIEBERTRAND@YMAIL.COM

Rosie Joseph from Oxford, MS

Age 55
📍 406 Thacker Loop, Oxford, MS 38655
📞 (662) 234-7181
👨‍👩‍👧 Relatives: Neoykee Nicole Joseph,Cleveland Joseph,Urshala L Joseph,Neoukee N Joseph,Jasmia Joseph

Rosie Joseph from Sunrise, FL

Age 59
📍 12253 32nd Mnr #32, Sunrise, FL 33323
📞 (954) 530-6518, (410) 860-9678, (954) 972-0022, (845) 425-8015, (914) 425-8075, (845) 578-6700
👨‍👩‍👧 Relatives: Leslie R Joseph,Mireille Joseph,Zesly Joseph,Geraldine Joseph,Dorothy C Joseph,Steph Joseph,Mireille Joseph

Rosie Joseph from Houston, TX

Age 63
📍 12459 Windy Wisp Ln, Houston, TX 77071
📞 (713) 272-7175, (713) 272-7175, (713) 785-3677, (713) 857-9429, (713) 876-7251
👨‍👩‍👧 Relatives: Rosalyn Denise Joseph,Norris Josephjr,Joseph J Norris,Norris Ii Joseph,Joseph K Henry,William Roderick Joseph,Rosie L Joseph,Robin Deann Joseph,Paul Chester Joseph

Rosie Joseph from Margate, FL

Age 71 b. Jan 1955 Broward Co.
📍 6390 Harbor Bnd
📞 (954) 972-0022, (954) 464-6587

Rosie Joseph from Raceland, LA

0
📍 1655 Saint Patrick St, Raceland, LA 70394
📞 (985) 537-6444
👨‍👩‍👧 Relatives: Rosalie J Joseph,Rosie Jackson

Rosie Joseph from Shreveport, LA

Age 103
📍 229 Wyatt St, Shreveport, LA 71101
📞 (318) 424-2287, (318) 424-2287
👨‍👩‍👧 Relatives: Arthur Joseph,Rosiel S Joseph

Rosie Joseph from Oakland, CA

Age 43 b. 1983 Female
📍 2032 92nd Ave
💼 2807
📞 (510) 228-5861 (Cell)
✉️ mymilkshake_20042000@hotmail.com

Rosie Joseph from Miami, FL

Age 57
📍 382271 Po Box, Miami, FL 33238
📞 (305) 759-1281, (305) 892-8245, (631) 243-1428, (773) 486-8362
👨‍👩‍👧 Relatives: James Joseph

Rosie Joseph from Detroit, MI

Age 99 b. Aug 1926 Wayne Co.
📍 1631 S Liddesdale St
📞 (313) 843-0715

Rosie Joseph from Oxford, MS

Age 67 b. Sep 1958 Lafayette Co.
📍 406 Thacker Loop
📞 (662) 234-7181

Rosie Joseph from Scott, LA

Age 59 b. Sep 1966 Lafayette Co.
📍 3750 Landry Rd Trlr 15
📞 (337) 984-4918

Rosie Joseph from Carencro, LA

Age 59 b. Sep 1966 Lafayette Co.
📍 212 Peltier St
📞 (337) 886-3141

Rosie Joseph from New York, NY

0
📍 470 Malcolm X Blvd #12f, New York, NY 10037
👨‍👩‍👧 Relatives: Oscar V Joseph

Rosie Joseph

📍 353 Tompkins Ave, Brooklyn Ny
📞 (347) 224-6529, (347) 571-3420

Rosie Joseph from Oakland, CA

Female
📍 9333 Thermal St
📞 (510) 689-9270 (METROPCS)

Rosie Joseph from Davie, FL

Age 42 b. Jul 1983
📍 3781 W State Road 84 Unit 1
👤 aka Rose Joseph

Rosie Joseph from Miami, FL

Age 33 b. Sep 1992
📍 145 Ne 78th St Apt 409

Rosie Joseph from West Palm Beach, FL

Age 52 b. May 1973
📍 1448 Parterre Dr
👤 aka Rosie Jospeh, Marie Rosie Joseph, Marie R Bertrand Joseph

Rosie Joseph from Houston, TX

Age 109 b. Jul 1916 Harris Co.
📍 1410 Fountain View Dr Apt 114

Rosie Joseph from Houston, TX

Age 109 b. Jun 1916
📍 35067 Po Box
👤 aka R M Joseph, Rosie M Joseph

Rosie Joseph from Houston, TX

Age 75 b. Sep 1950 Harris Co.
📍 Po Box 35067

Rosie Joseph from Salisbury, MD

Age 71 b. Jan 1955 Wicomico Co.
📍 1105 Mountain Hermon Rd

Rosie Joseph from Miami, FL

Age 64 b. Aug 1961
📍 215 Nw 79th St Lot B212

Rosie Joseph from Oxford, MS

Age 67 b. Sep 1958 Lafayette Co.
📍 79 County Rd 307

Rosie Joseph from New York, NY

Age 76 b. Aug 1949 New York Co.
📍 470 Lenox Ave 12 F

Rosie Joseph from Opelousas, LA

0
📍 218x Po Box, Opelousas, LA 70571

Rosie Joseph from Lexington, KY

Fayette Co.
📍 2070 Garden Spring Dr
📞 (606) 277-8571

Rosie Joseph from Ellenwood, GA

Dekalb Co.
📍 5955 Sunflower Ct
📞 (404) 241-8953

Rosie Joseph from Houston, TX

Harris Co.
📍 7329 Alba St

Rosie Joseph from Rockville, MD

Montgomery Co.
📍 5631 Hogenhill Te

Rosie Joseph from El Paso, TX

El Paso Co.
📍 2317 Murchison Dr

Rosie Joseph from Irving, TX

Dallas Co.
📍 1313 E Shady

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 36 contact records for Rosie Joseph across 10 states. The most recent address on file is in Margate, Florida. Of these records, 20 include phone numbers and 5 include email addresses. Ages range from 55 to 103, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Joseph,rosie

Broward County
PIN: 494234022280
· 1417 NW 2 Ave, Fort Lauderdale 33311
Value: $48,770

Joseph,rosie

Broward County
PIN: 494234022280
· 1417 NW 2 Ave, Fort Lauderdale
Built: 1949.0
Assessed: $101,330

Joseph Rosie Goodson

Cook County
· 14441 Center St, Thornton

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 3 property records linked to Rosie Joseph in Thornton. Values shown are from county assessor records and may differ from current market prices.

Rosie Joseph

1448 Parterre Dr, West Palm Beach, , 33417

Rosie A Joseph

Reg: 410900790
223 Mott Street 2, 0, 10012
DOB: 19840129 Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 2 voter registration records were found for Rosie Joseph in . Voter data is released as public information under state election laws and reflects status at time of the state data release.

2004 Lincoln Town Car
· Registered to: Rosie Joseph
· VIN: 1LNHM81W94Y644723
·
6390 Harbor Bnd, Margate, FL, 33063
·
(954) 557-7676

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 1 vehicle registration record is associated with Rosie Joseph. Registered makes include Lincoln. The most recent model year on record is 2004. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Real Rozay.LLC

1 9 2014
+19547077388firstsource.inc@live.com
North Miami Beach,

Nasybonsamariten

Rosie JosephDirector
Hollywood, FL

Rosie Joseph

Senior Executive Wine Consultant
Prp Wine International
Tampa, Florida, United States Wine And Spirits
rjoseph@prpwine.com
LinkedIn

Rosie Joseph

Software Developer
California
LinkedIn

Rosie joseph

United States

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 11 business affiliations were found for Rosie Joseph. Companies include Prp Wine International. Roles listed include 1 9 2014 and President And Co - Founder. Records are compiled from state business registries, SEC filings, and professional networking databases.

Rosie Joseph

Long Beach Sr. High School - Long Beach, NY, NY
2000

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Rosie Joseph has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$30 Oct 26, 2016
2016 DEM
Hillary For America
Joseph, Rosie Shreveport, LA
$15 Oct 28, 2016
2018
Hillary Victory Fund
Joseph, Rosie Shreveport, LA
$30 Oct 26, 2016
2018
Hillary Victory Fund
Joseph, Rosie Shreveport, LA
$15 Oct 28, 2016
2016 DEM
Hillary For America
Joseph, Rosie Shreveport, LA
$15 Oct 28, 2016
DEM
Hillary For America
Contributor Shreveport, LA
$30 Oct 26, 2016
Unknown Committee
Joseph, Rosie Shreveport, LA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 6 political contribution records found for Rosie Joseph. Total disclosed contributions amount to $135. Recipients include Hillary For America. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Rosie Joseph

Female
·
1134 Belmont Ave, Brooklyn, NY 11208 (Kings County)
40.6747, -73.8671
TZ: Eastern
Multi-Family
MP

Rosie W Joseph

Age 58 Female
·
406 Thacker Loop, Oxford, MS 38655 (Lafayette County)
34.3461, -89.5801
· (662) 234-7181
Marital: Married TZ: Central
Occ: Healthcare Edu: Some College
Homeowner Single Family Built 1992
MP

Rosie Joseph

Age 24 Female
·
145 NE 78th St, Miami, FL 33138 (Miami-Dade County)
25.8465, -80.1943
Marital: Single TZ: Eastern
Multi-Family
MP

Rosie A Joseph

Age 51 Female
·
212 Peltier St, Carencro, LA 70520 (Lafayette County)
30.3476, -91.9915
· (337) 504-1520
TZ: Central
Edu: High School
Homeowner Single Family Purchased 2007
MP

Rosie Joseph

Age 37 Female
·
3781 W State Road 84, Davie, FL 33312 (Broward County)
26.0882, -80.1845
TZ: Eastern
Multi-Family
MP

Rosie F Joseph

Age 62 Female
·
6390 Harbor Bnd, Pompano Beach, FL 33063 (Broward County)
26.2655, -80.2102
· (954) 464-6587
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1990 Purchased 2001
MP

Rosie A Joseph

Age 98 Female
·
1556 Kenneth Ave, Shreveport, LA 71103 (Caddo County)
32.4961, -93.7787
Marital: Married TZ: Central
Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Rosie Joseph. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Rosie Joseph. These loans were issued to businesses, not individuals.

Dorcell Norris

Self-Employed Individuals

$20,833 Paid in Full
Address:
470 Malcolm X Blvd Apt 7U
New York, NY10037-3024
Approved

Apr 6, 2021

Forgiven

$20,919

Jobs Reported

1

Loan #

7364908700

Loan Size

Small

Claudia Loring Rude

Self-Employed Individuals

$9,667 Paid in Full
Address:
470 Malcolm X Blvd Apt 6U
New York, NY10037-3020
Approved

Mar 25, 2021

Forgiven

$9,710

Jobs Reported

1

Loan #

8885198603

Loan Size

Small

Tradigital Marketing Group INC.

Corporation

$16,750 Paid in Full
Address:
470 Malcolm X Blvd Apt 12F
New York, NY10037-3034
Approved

May 18, 2021

Forgiven

$16,821

Jobs Reported

1

Loan #

3580249009

Loan Size

Small

Owl Creek Pictures LLC

Limited Liability Company(LLC

$20,833 Paid in Full
Address:
470 Malcolm X Blvd Apt 4K
New York, NY10037-3017
Approved

Apr 2, 2021

Forgiven

$20,887

Jobs Reported

1

Loan #

4985738707

Loan Size

Small

Dr Arturo A Caesar Md PC

Corporation

$5,187 Paid in Full
Address:
470 Malcolm X Blvd Apt 1p
New York, NY10037
Approved

May 1, 2020

Jobs Reported

1

Loan #

1688287707

Loan Size

Small

Charmaine L Shelton

Sole Proprietorship

$20,490 Paid in Full
Address:
470 Malcolm X Blvd Apt 16F
New York, NY10037-3037
Approved

May 12, 2021

Forgiven

$20,566

Jobs Reported

1

Loan #

8831108908

Loan Size

Small

Remmington Ross

Independent Contractors

$20,832 Exemption 4
Address:
470 Malcolm X Blvd
New York, NY10037-3003
Approved

Apr 29, 2021

Jobs Reported

1

Loan #

4708028904

Loan Size

Small

Millie Management LLC

Limited Liability Company(LLC

$1,992 Paid in Full
Address:
470 Malcolm X Blvd Apt 8J
New York, NY10037-3003
Approved

Apr 23, 2021

Forgiven

$2,006

Jobs Reported

1

Loan #

9655818805

Loan Size

Small

Jarvis Benson

Sole Proprietorship

$5,525 Paid in Full
Address:
470 Malcolm X Blvd
New York, NY10037-3003
Approved

Apr 16, 2021

Forgiven

$5,544

Jobs Reported

1

Loan #

4869988802

Loan Size

Small

Miriam Gruela

Sole Proprietorship

$15,480 Paid in Full
Address:
470 Malcolm X Blvd
New York, NY10037-3003
Approved

Apr 2, 2021

Forgiven

$15,566

Jobs Reported

1

Loan #

5778178707

Loan Size

Small

Implant Dentistry Of Harlem PC

Corporation

$51,222 Paid in Full
Address:
470 Malcolm X Blvd
New York, NY10037-3003
Approved

Mar 8, 2021

Forgiven

$51,932

Jobs Reported

8

Loan #

7966048503

Loan Size

Small

Jarvis Benson

Sole Proprietorship

$5,525 Paid in Full
Address:
470 Malcolm X Blvd
New York, NY10037-3003
Approved

Mar 30, 2021

Forgiven

$5,546

Jobs Reported

1

Loan #

2664578707

Loan Size

Small

Kevin McGill

Sole Proprietorship

$17,500 Exemption 4
Address:
470 Malcolm X Blvd Apt 5E
New York, NY10037-3017
Approved

Apr 22, 2021

Jobs Reported

1

Loan #

8059088810

Loan Size

Small

Brent Herrig Photography LLC

Limited Liability Company(LLC

$20,832 Paid in Full
Address:
470 Malcolm X Blvd Apt 14c
New York, NY10037
Approved

May 1, 2020

Forgiven

$21,057

Jobs Reported

1

Loan #

3537427703

Loan Size

Small

Brent Herrig Photography LLC

Limited Liability Company(LLC

$20,832 Paid in Full
Address:
470 Malcolm X Blvd Apt 14C
New York, NY10037-3021
Approved

Mar 10, 2021

Forgiven

$20,963

Jobs Reported

1

Loan #

8580068500

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 15 PPP loan records are linked to businesses associated with Rosie Joseph. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Rosie Joseph on the map

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Found 57 results across 10 states

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Rosie Joseph in Detroit, MI: Background Summary

Location
1631 Liddesdale, Detroit Mi 48217, Detroit, MI
Other Locations
Margate, FL · Oakland, CA · Oxford, MS and 13 more
Profiles Found
36 people with this name
Phone Numbers
(313) 842-6343 and 25 others on file
Email
rosejoseph1954@yahoo.com and 4 others on file
Possible Relatives
Neoykee Nicole Joseph, Cleveland Joseph, Urshala L Joseph, Neoukee N Joseph, Jasmia Joseph and 21 more
Career
1 9 2014, President And Co - Founder at Prp Wine International
Properties
2properties owned
Vehicles
1 linked — 2004 Lincoln Town Car
Contributions
$135 total — Hillary For America
PPP Loans
$254K for Dorcell Norris, Claudia Loring Rude

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Rosie Joseph. Because public records are indexed by name rather than by a unique identifier, the 95 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Rosie Joseph

Search Complexity: High

95 public records across 10states, belonging to approximately 36 different individuals. With 36 distinct profiles across 10 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 10 states. Highest concentration: Florida (21%), followed by Louisiana and Texas. Spans the South and Northeast regions.

FL20recordsLA12recordsTX8recordsNY5recordsMS4recordsMI2records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (56%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes PPP Loan Records (15) and Business & Corporate Filings (11).

49
Contact & Address Records
15
PPP Loan Records
11
Business & Corporate Filings
6
Political Contribution Records
3
Property Ownership Records
2
Voter Registration Records

Age Distribution

Age range: approximately 76 years, suggesting multiple generations. Largest group: Senior (65+) (53%).

Senior (65+)9peopleMiddle-Age (40-64)7peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Rosie Joseph

Is Rosie Joseph a registered voter?
Yes, voter registration records show Rosie Joseph is registered in . We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Rosie Joseph own property?
County assessor records show 3 properties associated with Rosie Joseph . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Rosie Joseph?
Records show 1 vehicle registration associated with Rosie Joseph, including a 2004 Lincoln Town Car. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Rosie Joseph?
We found 11 business affiliations for Rosie Joseph (1 9 2014). Business records are compiled from state registries, SEC filings, and professional databases.
Has Rosie Joseph made political donations?
FEC disclosure records show 6 reported political contributions from Rosie Joseph, totaling $135. Recipients include Hillary For America. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Rosie Joseph?
Our database contains 95 total records for Rosie Joseph spanning 10 states. This includes 36 distinct contact records, 20 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Rosie Joseph?
The 95 records displayed for Rosie Joseph are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Rosie Joseph remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.