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Ms Ruby Jean Pike from Hendersonville, TN

Age 85 b. 11/2/1940
📍 2260 Roberta Dr, #hendersonville, TN 37075
✉️ maxracki@aol.com, ruby.pike@yahoo.com, ruby.pike@juno.com, rubypike@att.net
👨‍👩‍👧 Relatives: William E Pike,Danita Nicole Antonutti,Maria Yvonne Pike,Mark A Pike,Clara S Peterson,Evelyn P Mcnabb,Glenda Nell Bond,Haley L Phelps,James L Peterson,James C Phelps,Janet Lynn Spann,Judy A Peterson,Lloyd M Mcnabb,Mark C Antonutti,N Antonutti,N Antonutti,N Antonutti,N Antonutti,Neeley B Pike,Tracy D Pike,Victoria L Pike,Victoria Leigh Pike,Zachary William Pike,Zachary William Pike,Zachary William Pike,Barbara J Castilon,Carey D Watts,Christopher C Spann Jr,David Kyle Castilon,Jason A Morrow,Judy A Peterson,Larry Kenneth Watts Jr,Nancy J Antonutti,Sunaree A Castilon,Tammy J Cornell
🕐 3 previous addresses

Ruby Pike from Ball Ground, GA

Age 62
📍 760 Cherokee Gold Trl, Ball Ground, GA 30107
📞 (770) 386-9998
✉️ rubyfayep@msn.com
👨‍👩‍👧 Relatives: Johnny Belvis Pike,Ruby F Pike,Eric B Pike,Michelle L Pike,Faye Pike

Ruby V Pike from Corpus Christi, TX

Age 99 b. 6/23/1926
📍 10906 Mayfield Dr, #corpus Christi, TX 78410-2824
✉️ ruby.pike@yahoo.com
👨‍👩‍👧 Relatives: John L Pike,Cynthia F Fenner,Drusilla D Rice,James M Juranek Sr,James A Reddish,Janet P Cardle,Joe Eddie Pike,Ruby Pike-Reddish,Steven D Pike,Brenda J Spencer Ragland,Deanna F Heald,Diane M Clingan,Edward L Grasham,Gordon A Heald,Gordon Heald,Jacqueline R Gardner,James Martin Juranek Jr,James A Reddish,Jason A Juranek,Jeffrey P Grasham,Jessica P Sykes,Joy S Dunn,Keith A Juranek,Kenneth Lee Cardle,Lois L Grasham,Lois L Grasham,Louis L Fisher,Mary Pat Juranek,Nell M Thomas,Pat Juranek,Richard L Fenner,Sheila E Juranek,Theresa M Juranek,Zella M Reddish
🕐 4 previous addresses

Ruby Pike from Marksville, LA

Age 68
📍 403 Felix St, Marksville, LA 71351
📞 (318) 253-7101, (318) 253-7101, (402) 533-2338
👨‍👩‍👧 Relatives: Bernard Lewis,Elnora L Lewis,Anthony D Pike,Jason D Pike,Adrian B Lewis,Percy Lewis

Ruby Pike from Corpus Christi, TX

Age 88
📍 10906 Mayfield Dr, Corpus Christi, TX 78410
📞 (512) 241-6192, (361) 884-3791
👨‍👩‍👧 Relatives: Steven Dale Pike,Joe Eddie Pike,John L Pike,James Arcele Reddish,Joe E Pike

Ruby Pike from Carbon Hill, AL

Age 73
📍 555 Ripley Cutoff Rd, Carbon Hill, AL 35549
📞 (205) 924-4169
👨‍👩‍👧 Relatives: John W Pike,John William Pike,Joy L Pike,John W Pike

Ruby Pike from Okld Bkly, CA

Age 107 b. Oct 1918 Female
📍 4141 Deep Creek Rd #23
📞 (510) 847-7573 (VERIZON WIRELESS)

Ruby Pike from Carbon Hill, AL

Age 85 b. 1941 Walker Co.
📍 555 Ripley Cutoff Rd
📞 (205) 924-4169

Ruby Pike from Corpus Christi, TX

Age 99 b. Jun 1926 Nueces Co.
📍 10906 Mayfield Dr
📞 (361) 241-6192

Ruby Pike from West Unity, OH

Age 100 b. 1926 Williams Co.
📍 Po Box 149
📞 (419) 924-2851

Ruby Pike from Trenton, TN

Age 84
📍 644 Gibson Rd, Trenton, TN 38382
📞 (731) 855-9006, (731) 855-9006, (901) 692-3093
👨‍👩‍👧 Relatives: Michael R Pike

Ruby Pike from Hendersonville, TN

Age 70
📍 226 Roberta Dr, Hendersonville, TN 37075
📞 (615) 824-7713
👨‍👩‍👧 Relatives: William E Pikejr

Ruby Pike from Trenton, TN

Age 77 b. Jun 1948 Gibson Co.
📍 644 Gibson Rd
📞 (731) 855-9006

Ruby Pike from Fremont, CA

Age 107 b. Oct 1918 Alameda Co.
📍 4141 Deep Creek Rd Spc 23
📞 (510) 794-6140

Ruby Pike from Star, ID

Age 60 b. Mar 1965 Ada Co.
📍 578 N Culver Creek Ave
📞 (425) 745-8155
👤 aka Ruby A Johnson

Ruby Pike from Wichita, KS

Age 106 b. 1920 Sedgwick Co.
📍 2906 W Benjamin Dr
📞 (316) 838-3475

Ruby Pike from Princeton, NC

Age 53
📍 108 Wildwood Ln, Princeton, NC 27569
👨‍👩‍👧 Relatives: William Earl Pike,Jean Pike

Ruby Pike from Big Spring, TX

Age 79
📍 1581 Po Box, Big Spring, TX 79721
👨‍👩‍👧 Relatives: Floyd Leland Pike

Ruby Pike from Opelousas, LA

Age 101 b. Feb 1925 Saint Landry Co.
📍 513 Brignac Ln
👤 aka Pitre Ruby

Ruby Pike from Bowling Green, OH

Age 109 b. Mar 1916 Wood Co.
📍 110 Haskins Rd

Ruby Pike from Carbon Hill, AL

Age 84 b. May 1941 Walker Co.
📍 Rr 201 Po Box 2

Ruby Pike from Wymore, NE

Age 84 b. Sep 1941 Gage Co.
📍 621 N 6th St Apt B 3

Ruby Pike from Columbia, KY

Age 76 b. 1950 Adair Co.
📍 806 Greensburg St

Ruby Pike from Apache Junction, AZ

Age 54 b. Sep 1971 Pinal Co.
📍 1429 E 22nd Ave

Ruby Pike from Big Spring, TX

Age 91 b. Feb 1935 Howard Co.
📍 20 E Is 20

Ruby Pike from Turlock, CA

Age 96 b. Nov 1929 Stanislaus Co.
📍 405 Davis St

Ruby Pike from Mc Donald, TN

0
📍 216 Po Box, Mc Donald, TN 37353

Ruby Pike from West Unity, OH

Williams Co.
📍 311 E Jackson St Po Box
📞 (419) 924-2851

Ruby M Pike from Monrovia, CA

Age 113 b. 12/25/1912
📍 322 W Lime Ave, #monrovia, CA 91016-2717
🕐 1 previous address

Ruby Pike from Sterling Heights, MI

Macomb Co.
📍 6079 Waldo Ave

Ruby Pike from Salt Lake Cty, UT

Salt Lake Co.
📍 1336 Woodland Ave 2

Ruby Pike from Wichita, KS

Sedgwick Co.
📍 1201 W River Bl B 211

Ruby Pike from Columbia, KY

Adair Co.
📍 1000 Russell Rd

Ruby Pike from Goldsboro, NC

Wayne Co.
📍 Rr 6 Box 278 F

Ruby Pike from Dyer, TN

Gibson Co.
📍 9 Walnut St Ex

Ruby Pike from Carmel, IN

Hamilton Co.
📍 11408 Central Dr

Ruby Pike from Gastonia, NC

Gaston Co.
📍 4904 April Dr

Ruby Pike from Cartersville, GA

Bartow Co.
📍 130 South Ave

Ruby Pike from Wichita, KS

Sedgwick Co.
📍 1908 S Millwood St

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 39 contact records for Ruby Pike across 16 states. The most recent address on file is in Okld Bkly, California. Of these records, 17 include phone numbers and 3 include email addresses. Ages range from 53 to 88, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Pike Ruby

Washington County
PIN: 44113911543.0
· 312 Vt Route 12 N
Lot: 24,270sqft

Pike Ruby

Washington County
· 312 Vt Route 12 N, Northfield

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Ruby Pike in Northfield. Values shown are from county assessor records and may differ from current market prices.

Ruby Pike

Cartersville, 30120
DOB: 1/1/1951 Gender: Female
Congress: 011

Ruby Faye Pike

Reg: 20160126
153 Hamilton Crossing Rd NW, Cartersville, 30120
Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 2 voter registration records were found for Ruby Pike. Voter data is released as public information under state election laws and reflects status at time of the state data release.

1988 LINCOLN TOWN CAR
· Registered to: Ruby Pike
· VIN: 1LNBM82F4JY795842
·
10906 Mayfield Dr, Corpus Christi, TX, 78410
2010 Toyota Tacoma
· Registered to: Ruby Pike
· VIN: 5TELU4ENXAZ710411
·
186 Old Harrison Rd, Mc Donald, TN, 37353
·
(423) 331-0434

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 2 vehicle registration records are associated with Ruby Pike. Registered makes include Lincoln, Toyota. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Traveltime

Owner
(316) 262-5167Ruby@londonky.com
Wichita, KS
Transportation Services (Services)

Yama Japanese Restaurant

Ruby PikeOwner
(214) 415-5124rpike@hotmail.com
6231 Scyene Rd, Dallas, TX75227

Rms Enterprises

Ruby PikeChief Executive
rpike@hotmail.com
6231 Scyene Rd, Dallas, tx75227
robstampfli.com

Traveltime

Ruby PikeOwner
(316) 262-5167ruby@londonky.com
South Richmond Hill, NY

Ruby Pike

Sales Rep at Fast Strap

Yama Japanese Restaurant

Ruby PikeOwner
(214) 415-5124rpike@hotmail.com
6231 Scyene Rd, Dallas, TX75227

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 9 business affiliations were found for Ruby Pike. Companies include Traveltime, Yama Japanese Restaurant. Roles listed include Owner and Chief Executive. Records are compiled from state business registries, SEC filings, and professional networking databases.

Centry Pike Motor Company

Addr: Shawnee, OK
OK
Incorporator: Ruby Pike

Unknown Corporation

Addr: Shawnee, OK
OK
Incorporator: Ruby Pike

Source: Public Records Ruby Pike appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Ruby Pike

Moore High School - Carbonear, NL
1981

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Ruby Pike has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$45 Apr 16, 2023
2024 REP
Trump, Donald J.
Pike, Ruby Retired Carbon Hill, AL
$50 Sep 16, 2023
2024
Trump Save America Joint Fundraising Committee
Pike, Ruby Retired Carbon Hill, AL
$45 Apr 16, 2023
2024 REP
Trump, Donald J.
Pike, Ruby Retired Carbon Hill, AL
$50 Jul 16, 2023
2024
Trump Save America Joint Fundraising Committee
Pike, Ruby Retired Carbon Hill, AL
$100 Oct 28, 2020
2020
Trump Make America Great Again Committee
Pike, Ruby Retired Carbon Hill, AL
$100 Oct 28, 2020
Trump Make America Great Again Committee
Contributor Retired Carbon Hill, AL
$48 Oct 31, 2024
Unknown Committee
Pike, Ruby Retired Carbon Hill, AL

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 7 political contribution records found for Ruby Pike. Total disclosed contributions amount to $438. Recipients include Trump Make America Great Again Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Ruby K Pike

Age 96 Female
·
7373 E 29th St N, Wichita, KS 67226 (Sedgwick County)
37.7422, -97.2430
· (316) 630-0302
Marital: Married TZ: Central
Occ: Professional Edu: Some College
Multi-Family
MP

Ruby Pike

Age 89 Female
·
311 E Jackson St, West Unity, OH 43570 (Williams County)
41.5864, -84.4311
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1864
MP

Ruby Pike

Age 64 Female
·
2307 Washington St, Blair, NE 68008 (Washington County)
41.5437, -96.1482
· (402) 533-2338
Marital: Single TZ: Central
Edu: High School
Homeowner Single Family Built 1960 Purchased 2013
MP

Ruby A Pike

Age 35 Female
·
416 E Pepperidge Dr, Midvale, UT 84047 (Salt Lake County)
40.6225, -111.8790
Marital: Married TZ: Mountain
Edu: High School
Homeowner Single Family
MP

Ruby J Pike

Age 76 Female
·
226 Roberta Dr, Hendersonvlle, TN 37075 (Sumner County)
36.2588, -86.6240
· (615) 337-5386
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 1969
MP

Ruby C Pike

Age 76 Female
·
555 Ripley Cutoff Rd, Carbon Hill, AL 35549 (Walker County)
33.8802, -87.4652
· (205) 924-4169
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Purchased 1985
MP

Ruby Pike

·
2822 Robby St, Corp Christi, TX 78410 (Nueces County)
27.8362, -97.5706
· (361) 241-6192
TZ: Central
Single Family
MP

Ruby L Pike

Age 98 Female
·
345 49th St, Oakland, CA 94609 (Alameda County)
37.8340, -122.2540
· (510) 922-8083
Marital: Single TZ: Pacific
Edu: High School
Homeowner Single Family Built 1912 Purchased 1991
MP

Ruby A Pike

Age 55 Female
·
186 Old Harrison Rd, Mc Donald, TN 37353 (Bradley County)
35.1741, -84.9823
Marital: Married TZ: Eastern
Homeowner Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Ruby Pike. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ruby Pike. These loans were issued to businesses, not individuals.

Cory Brown

Sole Proprietorship

$20,452 Exemption 4
Address:
4141 Deep Creek Rd Spc 28
Fremont, CA94555-2075
Approved

May 20, 2021

Jobs Reported

1

Loan #

4097839003

Loan Size

Small

Shakhobidin Mukhidinov

Self-Employed Individuals

$12,926 Paid in Full
Address:
4141 Deep Creek Rd Spc 10
Fremont, CA94555-2005
Approved

Mar 30, 2021

Forgiven

$13,098

Jobs Reported

1

Loan #

2902538702

Loan Size

Small

Shakhobidin Mukhidinov

Self-Employed Individuals

$12,926 Paid in Full
Address:
4141 Deep Creek Rd Spc 10
Fremont, CA94555-2074
Approved

Apr 16, 2021

Forgiven

$13,094

Jobs Reported

1

Loan #

4465398806

Loan Size

Small

Fastdev, LLC

Limited Liability Company(LLC

$42,475 Paid in Full
Address:
4141 Deep Creek Rd Spc 59
Fremont, CA94555
Approved

May 1, 2020

Forgiven

$32,237

Jobs Reported

1

Loan #

2059537701

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Ruby Pike. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Ruby Pike on the map

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Found 70 results across 18 states

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Ruby Pike in Ball Ground, GA: Background Summary

Location
760 Cherokee Gold Trl,Ball Ground, GA 30107, Ball Ground, GA
Other Locations
Okld Bkly, CA · Carbon Hill, AL · Corpus Christi, TX and 19 more
Profiles Found
39 people with this name
Phone Numbers
(615) 824-7713 and 15 others on file
Email
maxracki@aol.com and 4 others on file
Possible Relatives
William E Pike, Danita Nicole Antonutti, Maria Yvonne Pike, Mark A Pike, Clara S Peterson and 78 more
Career
Owner, Chief Executive at Traveltime, Yama Japanese Restaurant
Properties
2properties owned
Vehicles
2 linked — 1988 Lincoln Town Car, 2010 Toyota Tacoma
Contributions
$438 total — Trump Make America Great Again Committee
PPP Loans
$88,779 for Cory Brown, Shakhobidin Mukhidinov

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ruby Pike. Because public records are indexed by name rather than by a unique identifier, the 86 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ruby Pike

Search Complexity: High

86 public records across 18states, belonging to approximately 39 different individuals. With 39 distinct profiles across 18 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 18 states. Highest concentration: Texas (15%), followed by Tennessee and Alabama. Spans the South and Midwest regions.

TX13recordsTN9recordsAL7recordsCA7recordsKS5recordsLA4records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (63%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (9) and Political Contribution Records (7).

48
Contact & Address Records
9
Business & Corporate Filings
7
Political Contribution Records
4
PPP Loan Records
2
Property Ownership Records
2
Voter Registration Records

Age Distribution

Age range: approximately 61 years, suggesting multiple generations. Largest group: Senior (65+) (82%).

Senior (65+)18peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Ruby Pike

Is Ruby Pike a registered voter?
Yes, voter registration records show Ruby Pike is registered. We found 2 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Ruby Pike own property?
County assessor records show 2 properties associated with Ruby Pike . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ruby Pike?
Records show 2 vehicle registrations associated with Ruby Pike, including a 1988 LINCOLN TOWN CAR. Registered makes include Lincoln, Toyota. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ruby Pike?
We found 9 business affiliations for Ruby Pike, including Traveltime. Other companies include Yama Japanese Restaurant. Business records are compiled from state registries, SEC filings, and professional databases.
Has Ruby Pike made political donations?
FEC disclosure records show 7 reported political contributions from Ruby Pike, totaling $438. Recipients include Trump Make America Great Again Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Ruby Pike?
Our database contains 86 total records for Ruby Pike spanning 18 states. This includes 39 distinct contact records, 17 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ruby Pike?
The 86 records displayed for Ruby Pike are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ruby Pike remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.