Samuel Rains from Little Rock, AR

Age 47
๐Ÿ“ 26 Point O Woods Dr, Little Rock, AR 72204
๐Ÿ“ž (501) 661-8151, (501) 821-6284, (501) 835-4272
โœ‰๏ธ one4him01@msn.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Walter Rains,Samuel Ray Rains,Shirley L Rains

Samuel Rains

Age 49 b. 1977-02-10
๐Ÿ“ 2668 Ocala Rd, Somerset Ky
๐Ÿ“ž (606) 219-2162, (606) 219-2162
โœ‰๏ธ JOELDRAKEDAD2017@GMAIL.COM

Samuel Rains from Humble, TX

Age 40
๐Ÿ“ 21502 Lee Rd, Humble, TX 77338
๐Ÿ“ž (734) 480-2514, (361) 986-8649, (361) 992-0607

Samuel Rains from Jersey City, NJ

Age 100
๐Ÿ“ 191 Clerk St, Jersey City, NJ 07305
๐Ÿ“ž (201) 434-0267, (201) 434-0267
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Barbara B Raines,Sauel Raines,Quentin D Raines,Barbara R Bolerraines

Samuel Rains from Austin, TX

Age 78
๐Ÿ“ 4802 Westfield Dr, Austin, TX 78731
๐Ÿ“ž (512) 452-9150, (512) 452-9150
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Matthew Wilhelm Rains,Tommie Ann Rains,Peggy Koch Rains

Samuel Rains from Shreveport, LA

Age 65 b. Aug 1960 Caddo Co.
๐Ÿ“ 2133 Betty St
๐Ÿ“ž (318) 603-0835

Samuel Rains from Bargersville, IN

Age 75 b. Feb 1951 Johnson Co.
๐Ÿ“ 419 Southway Ct
๐Ÿ“ž (317) 422-1705

Samuel Rains from Opa Locka, FL

Age 73 b. Oct 1952
๐Ÿ“ 16455 Nw 22nd Ct
๐Ÿ“ž (205) 759-4856

Samuel Rains from Dayton, OH

Age 94 b. Jun 1931 Greene Co.
๐Ÿ“ 60 Halsey Dr
๐Ÿ“ž (937) 254-4323

Samuel Rains

๐Ÿ“ 21502 Lee, Humble Tx 77338
๐Ÿ“ž (281) 964-6463, (281) 226-3590
โœ‰๏ธ OLDMAN_PAPA@HOTMAIL.COM

Samuel Rains

๐Ÿ“ 202 E Miller Ave, Stillwater Ok
๐Ÿ“ž (405) 385-3050, (111) 111-0002
โœ‰๏ธ SAMRAINS3050@YAHOO.COM

Samuel Rains

๐Ÿ“ 202 Miller, Stillwater Ok 74075
๐Ÿ“ž (405) 385-3050, (111) 111-0002
โœ‰๏ธ SAMRAINS3050@YAHOO.COM

Samuel Rains

๐Ÿ“ 21502 Lee Rd, Humble Tx
๐Ÿ“ž (281) 964-6463, (281) 226-3590
โœ‰๏ธ OLDMAN_PAPA@HOTMAIL.COM

Samuel Rains from Little Rock, AR

Male
๐Ÿ“ 26 Point O Woods Dr
๐Ÿ“ž (501) 765-1967 (AT&T MOBILITY)

Samuel Rains from Tulsa, OK

Age 42 b. Oct 1983 Tulsa Co.
๐Ÿ“ 1344 N 72nd Ave E
๐Ÿ“ž (318) 396-9978

Samuel Rains from Springfield, OH

Age 61 b. Jan 1965 Clark Co.
๐Ÿ“ 1924 Elwood Ln
๐Ÿ“ž (513) 324-4984

Samuel Rains from Cape Girardeau, MO

Age 83 b. Jun 1942 Cape Girardeau Co.
๐Ÿ“ 500 Elm St
๐Ÿ“ž (573) 334-6987

Samuel Rains from Jersey City, NJ

Age 56 b. 1970 Hudson Co.
๐Ÿ“ 191 Clerk St
๐Ÿ“ž (201) 434-0267

Samuel Rains from Sikeston, MO

Age 80 b. Jul 1945 Scott Co.
๐Ÿ“ 118 Dacus Dr
๐Ÿ“ž (630) 880-1944
๐Ÿ‘ค aka Samuel E Rainsjr

Samuel Rains from Lapeer, MI

Age 104 b. 1922 Lapeer Co.
๐Ÿ“ 1788 Kirkway Ln
๐Ÿ“ž (810) 664-2243

Samuel Rains from North Little Rock, AR

Age 47
๐Ÿ“ 6 Hula Dr, North Little Rock, AR 72120
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Samuel Ray Rains,Walter Rains

Samuel Rains

๐Ÿ“ 419 Southway Ct, Bargersville In
๐Ÿ“ž (317) 490-0586, (317) 490-0586
โœ‰๏ธ OINGOBOINGO5229@AOL.COM

Samuel Rains from Boaz, AL

Age 56 b. 1970 Male
๐Ÿ“ 175 Hope St
๐Ÿ“ž (256) 281-6356

Samuel Rains from Williamsburg, KY

Age 49 b. Dec 1976
๐Ÿ“ 110 S 10th St
๐Ÿ‘ค aka Rodney S Rains, Rodney Raines, Samuel Rodney Rains

Samuel Rains from Humble, TX

Age 79 b. Apr 1946 Harris Co.
๐Ÿ“ 3218 Lakehaven Dr

Samuel Rains from Las Vegas, NV

Age 93 b. Jul 1932 Clark Co.
๐Ÿ“ 5218 Wilbur St

Samuel Rains from Atlanta, GA

Age 39 b. May 1986
๐Ÿ“ 770 Monroe Dr Ne Apt 2

Samuel Rains from Starke, FL

Age 88 b. Sep 1937 Bradford Co.
๐Ÿ“ 9833 Sw 133 Rd St

Samuel Rains from Humble, TX

Age 52 b. Dec 1973 Harris Co.
๐Ÿ“ 21502 Lee Rd

Samuel Rains from Thomasville, GA

Age 38 b. Oct 1987
๐Ÿ“ 1102 Smith Ave

Samuel Rains from Boaz, AL

Age 56 b. 1970 Male
๐Ÿ“ 8997 Highway 179
๐Ÿ“ž (256) 281-6130

Samuel Rains from Gray, KY

Knox Co.
๐Ÿ“ 241 Lillie Jackson Dr
๐Ÿ“ž (606) 528-1128

Samuel Rains from Fitzgerald, GA

Ben Hill Co.
๐Ÿ“ 410 E Oconee St
๐Ÿ“ž (229) 423-6798

Samuel Rains from Lapeer, MI

Lapeer Co.
๐Ÿ“ 1778 Kirkway Ln

Samuel Rains from Wichita, KS

Sedgwick Co.
๐Ÿ“ 1010 N Ridge Rd Apt 7

Samuel Rains from Tulsa, OK

๐Ÿ“ 7 N Olympia Ave

Samuel Rains from Tulsa, OK

๐Ÿ“ 1714 E 59th St

Samuel Rains from Humble, TX

Harris Co.
๐Ÿ“ 3700 Kingwood Dr 2603

Samuel Rains

๐Ÿ“ 4 Sikeston Mo Po Box 4

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 40 contact records for Samuel Rains across 15 states. The most recent address on file is in Shreveport, Louisiana. Of these records, 26 include phone numbers and 7 include email addresses. Ages range from 40 to 100, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Rains Samuel & Darcy

Sedgwick County
· 631 W Savannah St, Wichita Ks 67217.0
Built: 1958.0
Assessed: $103,400

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Samuel Rains in Wichita. Values shown are from county assessor records and may differ from current market prices.

Samuel Rains

Chamblee, 30341
DOB: 1/1/1986 Gender: Male
Congress: 006

Samuel Ray Rains

319 Cherry Street, Leslie, AR, 72645

Samuel Joseph Rains

1808 Pacific AVE, North Fort Myers, , 33903

Samuel Fredrick Rains

Gender: M

Samuel E Rains

County: Scott

samuel ROWE rains

Republican Reg: 10/12/2012
281 Raleigh St #230, Chapel Hill, NC, 27514
DOB: 1994 Gender: Male
County: Orange

Samuel Ryan Rains

Democrat
Precinct: 720758

Samuel A Rains

Reg: 10/13/2016
8510 26th St Ct, University Place, WA, 98466
DOB: 09/30/1988 Gender: Male
County: PI

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 8 voter registration records were found for Samuel Rains in Arkansas, , North Carolina and 1 other state. Records show affiliations with REP, DEM, which may reflect different individuals or changes over time. 2 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2004 Chevrolet Silverado 1500
ยท Registered to: Samuel Rains
ยท VIN: 2GCEK13T541434100
·
419 Southway Ct, Bargersville, IN, 46106
·
(317) 422-1705
2009 Chevrolet Impala
ยท Registered to: Samuel Rains
ยท VIN: 2G1WT57K491114843
·
419 Southway Ct, Bargersville, IN, 46106-9397
ยท Registered to: Samuel Rains
ยท VIN: 8R11Z140547
·
14793 E Security Way, Aurora, CO, 80011
ยท Registered to: Samuel Rains
·
2019 E 15th St, Pueblo, CO, 81001
·
(719) 543-7365

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Samuel Rains. Registered makes include Chevrolet. The most recent model year on record is 2009. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

June Jacobsen Studio

Samuel RainsOwner
(606) 523-0535djs_1977@yahoo.com
241 Lillie Jackson Dr, Gray, KY40734
junejacobsen.com

Samuel Rains

United States

June Jacobsen Studio

Samuel RainsOwner
(606) 523-0535djs_1977@yahoo.com
241 Lillie Jackson Dr, Gray, KY40734

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 5 business affiliations were found for Samuel Rains. Companies include June Jacobsen Studio. Roles listed include Owner. Records are compiled from state business registries, SEC filings, and professional networking databases.

samuel JOSEPH rains

Age 25
Freshwater Fishing - 1 year
Addr: 1808 Pacific Ave, N Ft Myers, FL 33903
County: Lee

samuel JOSEPH rains

Freshwater Fishing - 1 year
Addr: N Ft Myers, FL 33903
County: Lee

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Samuel Rains holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Samuel Rains

Leslie High School - Leslie, AR, AR
1985

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Samuel Rains has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$3 Jun 2, 2017
2018
Mi Laborers Political League
Rains, Samuel Laborer Lincoln Park, MI
$6 Jun 2, 2017
2018
Mi Laborers Political League
Rains, Samuel Laborer Lincoln Park, MI
$3 Jun 2, 2017
2018
Mi Laborers Political League
Rains, Samuel Laborer Lincoln Park, MI
$4 Jun 2, 2017
2018
Mi Laborers Political League
Rains, Samuel Laborer Lincoln Park, MI
$250 Apr 5, 1996
1996 REP
McCrery, James Otis Iii
Rains, Samuel State Farm Insurance Co Shreveport, LA
$2 Dec 29, 2016
2016
Mi Laborers Political League
Rains, Samuel Lincoln Park, MI
$250 Apr 5, 1996
REP
McCrery, James Otis Iii
Contributor State Farm Insurance Co Shreveport, LA
$250 Apr 5, 1996
Unknown Committee
Rains, Samuel State Farm Insurance Co Shreveport, LA
$2
2016
Mi Laborers Political League
Contributor Lincoln Park, MI

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 9 political contribution records found for Samuel Rains. Total disclosed contributions amount to $771. Recipients include McCrery, James Otis Iii, Mi Laborers Political League. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Samuel J Rains

Age 85 Male
·
7213 Old River Dr, Shreveport, LA 71105 (Caddo County)
32.4430, -93.7031
· (318) 798-6655
Marital: Married TZ: Central
Edu: Graduate School
Homeowner Single Family Purchased 1990
MP

Samuel R Rains

Age 50 Male
·
300 Cherry St, Leslie, AR 72645 (Searcy County)
35.8292, -92.5573
· (501) 765-1967
Marital: Married TZ: Central
Occ: Service Industry
Homeowner Single Family Purchased 2005
MP

Samuel E Rains

Age 72 Male
·
115 Nancy Dr, Sikeston, MO 63801 (Scott County)
36.9242, -89.5659
· (573) 380-2046
Marital: Married TZ: Central
Occ: Professional Edu: Some College
Homeowner Single Family Purchased 2003
MP

Samuel Rains

Male
·
PO Box 2328, Silver Spgs, FL 34489 (Marion County)
29.2184, -82.0579
TZ: Eastern
MP

Samuel F Rains

Age 34 Male
·
631 W Savannah St, Wichita, KS 67217 (Sedgwick County)
37.6489, -97.3472
· (785) 643-3902
Marital: Single TZ: Central
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1958 Purchased 2009
MP

Samuel Rains

Male
·
544 Hcr 2122 W, Aquilla, TX 76622 (Hill County)
31.8685, -97.2077
· (254) 694-9255
TZ: Central
Homeowner Single Family Built 2000
MP

Samuel R Rains

Age 33 Male
·
3715 E 37th St, Tulsa, OK 74135 (Tulsa County)
36.1099, -95.9352
Marital: Single TZ: Central
Single Family
MP

Samuel T Rains

Age 47 Male
·
745 Summerville Rd, Boaz, AL 35957 (Marshall County)
34.1902, -86.1731
· (256) 281-9244
Marital: Married TZ: Central
Multi-Family
MP

Samuel Rains

Age 66 Male
·
419 Southway Ct, Bargersville, IN 46106 (Johnson County)
39.5204, -86.1749
· (317) 490-0586
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1994
MP

Samuel T Rains

Age 30 Male
·
400 S Pinetree Blvd, Thomasville, GA 31792 (Thomas County)
30.8266, -83.9478
TZ: Eastern
Single Family
MP

Samuel L Rains

Age 67 Male
·
202 E Miller Ave, Stillwater, OK 74075 (Payne County)
36.1237, -97.0571
· (405) 372-1339
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 1941
MP

Samuel J Rains

Age 31 Male
·
770 Monroe Dr NE, Atlanta, GA 30308 (Fulton County)
33.7753, -84.3709
TZ: Eastern
MP

Samuel Rains

Male
·
110 S 10th St, Williamsburg, KY 40769 (Whitley County)
36.7317, -84.1662
· (606) 549-5887
TZ: Eastern
Single Family
MP

Samuel Rains

Age 85 Male
·
5218 Wilbur St, Las Vegas, NV 89119 (Clark County)
36.0950, -115.1410
Marital: Married TZ: Pacific
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1974 Purchased 1976

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 14 demographic profiles associated with Samuel Rains. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Samuel Rains on the map

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Samuel Rains in Little Rock, AR: Background Summary

Location
26 Point O Woods Dr,Little Rock, AR 72204, Little Rock, AR
Other Locations
Shreveport, LA ยท Bargersville, IN ยท Opa Locka, FL and 18 more
Profiles Found
40 people with this name
Phone Numbers
(501) 661-8151 and 25 others on file
Email
one4him01@msn.com and 4 others on file
Possible Relatives
Walter Rains, Samuel Ray Rains, Shirley L Rains, Florela M Rains, Anthony M Rains and 61 more
Career
Owner at June Jacobsen Studio
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
4 linked โ€” 2004 Chevrolet Silverado 1500, 2009 Chevrolet Impala and 2 more
Contributions
$770.52 total โ€” McCrery, James Otis Iii, Mi Laborers Political League
Licenses
2 professional licenses (Freshwater Fishing - 1 year)

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Samuel Rains. Because public records are indexed by name rather than by a unique identifier, the 98 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Samuel Rains

Search Complexity: High

98 public records across 18states, belonging to approximately 40 different individuals. With 40 distinct profiles across 18 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 18 states. Highest concentration: Arkansas (11%), followed by Texas and Oklahoma. Spans the South and Midwest regions.

AR11recordsTX7recordsOK6recordsFL6recordsLA5recordsKY5records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (65%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (9) and Voter Registration Records (8).

54
Contact & Address Records
9
Political Contribution Records
8
Voter Registration Records
5
Business & Corporate Filings
4
Vehicle Registration Records
2
Professional License Records

Age Distribution

Age range: approximately 65 years, suggesting multiple generations. Largest group: Senior (65+) (57%).

Senior (65+)12peopleMiddle-Age (40-64)8peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Samuel Rains

Is Samuel Rains a registered voter?
Yes, voter registration records show Samuel Rains is registered. We found 8 voter registration entries across 4 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Samuel Rains own property?
County assessor records show 1 property associated with Samuel Rains . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Samuel Rains?
Records show 4 vehicle registrations associated with Samuel Rains, including a 2004 Chevrolet Silverado 1500. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Samuel Rains?
We found 5 business affiliations for Samuel Rains. Business records are compiled from state registries, SEC filings, and professional databases.
Has Samuel Rains made political donations?
FEC disclosure records show 9 reported political contributions from Samuel Rains, totaling $771. Recipients include McCrery, James Otis Iii and Mi Laborers Political League. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Samuel Rains?
Our database contains 98 total records for Samuel Rains spanning 18 states. This includes 40 distinct contact records, 26 with phone numbers, 7 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Samuel Rains?
The 98 records displayed for Samuel Rains are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Samuel Rains remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.