Shane T Bagley

Age 54 b. 1971-11-17
๐Ÿ“ 4435 Osage Ct Nw, Kennesaw Ga
๐Ÿ“ž (770) 794-8829
โœ‰๏ธ STBSTB@BELLSOUTH.NET

Shane Bagley from Coventry, RI

Age 49 b. Mar 1976
๐Ÿ“ 20 Remington Farm Dr
๐Ÿ“ž (401) 826-3435

Shane Bagley from Mansfield, OH

Age 46 b. Nov 1979
๐Ÿ“ 36 State St
๐Ÿ“ž (419) 526-4115

Shane Bagley from Sacramento, CA

Age 50 b. Sep 1975 Sacramento Co.
๐Ÿ“ 2812 16th Ave
๐Ÿ“ž (916) 338-4366
๐Ÿ‘ค aka Shane Lbagley

Shane Bagley

๐Ÿ“ 10308 2700, South Jordan Ut 84095
๐Ÿ“ž (801) 618-9156, (111) 111-0002
โœ‰๏ธ BAGLEYBULLS@YAHOO.COM

Shane Bagley

๐Ÿ“ 10607 S 2700 W, South Jordan Ut
๐Ÿ“ž (801) 618-9156, (111) 111-0002
โœ‰๏ธ BAGLEYBULLS@YAHOO.COM

Shane Bagley

๐Ÿ“ 10308 S 2700 W, South Jordan Ut
๐Ÿ“ž (801) 618-9156, (111) 111-0002
โœ‰๏ธ BAGLEYBULLS@YAHOO.COM

Shane Bagley

๐Ÿ“ 1063 Buckeye Ave, Salem Oh
๐Ÿ“ž (234) 320-9114, (234) 564-7306
โœ‰๏ธ BAGLEYSHANE397@GMAIL.COM

Shane Bagley

๐Ÿ“ 10607 2700, South Jordan Ut 84095
๐Ÿ“ž (801) 618-9156, (111) 111-0002
โœ‰๏ธ BAGLEYBULLS@YAHOO.COM

Shane Bagley from Glendale, AZ

Age 63 b. 1963 Male
๐Ÿ“ 6533 W Misty Willow Ln
๐Ÿ“ž (623) 376-2375
โœ‰๏ธ sbagley1@cox.net

Shane Bagley from Edwards, CA

Age 47 b. Jul 1978 Kern Co.
๐Ÿ“ Po Box 3556
๐Ÿ“ž (203) 255-4256
๐Ÿ‘ค aka Bagley Shane

Shane Bagley from Leetonia, OH

Age 47 b. Jul 1978 Columbiana Co.
๐Ÿ“ 125 Walnut St
๐Ÿ“ž (330) 427-2133

Shane Bagley

๐Ÿ“ 4044 Westwood Northern Blvd, Cincinnati Oh
๐Ÿ“ž (513) 213-1103, (513) 213-1103
โœ‰๏ธ WESTSIDEROYALCOACH@GMAIL.COM

Shane Bagley from South Jordan, UT

Salt Lake Co.
๐Ÿ“ 10320 S 2700 W
๐Ÿ“ž (801) 577-3452

Shane Bagley from Rochester, MN

Male
๐Ÿ“ 3951 18th Ave Nw
๐Ÿ“ž (507) 951-2991 (VERIZON WIRELESS)

Shane Bagley from Shawnee, OK

Age 50 b. Feb 1976 Pottawatomie Co.
๐Ÿ“ 707 N Broadway Ave
๐Ÿ‘ค aka Shane Bagley

Shane Bagley from Kennesaw, GA

Age 54 b. Nov 1971 Cobb Co.
๐Ÿ“ 4435 Osage Ct Nw

Shane Bagley from Pleasanton, CA

Alameda Co.
๐Ÿ“ 6440 Stoneridge Ma K 223
๐Ÿ“ž (210) 681-0093

Shane Bagley from Fort Meyers, FL

Charlotte Co.
๐Ÿ“ 12060 Catus Dr

Shane Bagley from San Marcos, CA

San Diego Co.
๐Ÿ“ 843 Nordahl Rd

Shane Bagley from Iowa Park, TX

Wichita Co.
๐Ÿ“ 115 Hope Ln

Shane Bagley from Rochester, MN

Olmsted Co.
๐Ÿ“ 3951 18th Ave

Shane Bagley from Rossville, GA

Walker Co.
๐Ÿ“ 6 Valentine Dr

Shane Bagley from Rochester, MN

๐Ÿ“ Rochester, MN, 55901

Shane Bagley

๐Ÿ“ 1 Essex Mo Po Box 1

Unknown Person

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 31 contact records for Shane Bagley across 10 states. The most recent address on file is in Coventry, Rhode Island. Of these records, 21 include phone numbers and 11 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Bagley Shane D & Vanessa R

Okaloosa County
PIN: 12-3N-24-1100-000C-0060
· 2193 Hagood Loop, Crestview 32536
Value: $132,331 ยท Sale: $177,000 (2013)

Bagley, Shane

Monroe County
PIN: 26220014612000010220000000
· 35 Adela Circle, Chili ny
Built: 1957.0
Assessed: $106,000

Bagley Shane

Cobb County
PIN: 20026001750
· 4435 Osage Ct, GA
Assessed: $70,984

Bagley,shane

Olmsted County
PIN: 743624026693
· 821 11 NE Ave
Lot: 22,953sqft

Bagley Shane Daniel

Hillsborough County
· 1308 W Perdiz St, Tampa 33612.0
Built: 1972.0
Assessed: $249,177

Shane Bagley

2022 Monroe County
· 35 Adela, Chili

Shane Bagley

2021 Monroe County
· 35 Adela, Chili

Shane Bagley

2024 Monroe County
· 35 Adela, Chili

Shane Bagley

2023 Monroe County
· 35 Adela, Chili

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 9 property records linked to Shane Bagley in Tampa. Values shown are from county assessor records and may differ from current market prices.

Shane Bagley

Kennesaw, 301525444
DOB: 1/1/1971 Gender: Male
Congress: 011

Shane Daniel Bagley

1308 W Perdiz ST, Tampa, , 336127732

Shane Thomas Bagley

Reg: 19960627
4435 Osage Ct NW, Kennesaw, 301525444
Gender: Male

Shane R Bagley

Reg: 1/1/269456
35 Adela Cir
DOB: 19870502 Gender: Male
Senate: 25

Shane Bagley

Democrat Reg: 5/7/2018
14532 SE Red Dirt Rd, Damascus, OR, 97089
DOB: 1/1/1995
County: Clackamas

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 5 voter registration records were found for Shane Bagley in , Oregon. Party affiliation is listed as DEM. Voter data is released as public information under state election laws and reflects status at time of the state data release.

1996 HONDA ACCORD
ยท Registered to: Shane Bagley
ยท VIN: 1HGCD566XTA134542
·
115 Hope Ln, Iowa Park, TX, 76367
2013 Chevrolet Silverado 1500
ยท Registered to: Shane Bagley
ยท VIN: 1GCRKSE7XDZ356993
·
111 Marc Mar Trl, Rochester, NY, 14606
·
(585) 794-9444
2007 Dodge Ram Pickup 2500
ยท Registered to: Shane Bagley
ยท VIN: 3D7KS29A37G795812
·
653 Lincoln St, Montpelier, ID, 83254-1416
2018 CHEVROLET IMPALA
ยท Registered to: Shane Bagley
ยท VIN: 2G1125S38J9132071
·
821 11th Ave NE, Rochester, MN, 55906
2011 Chevrolet Impala
ยท Registered to: Shane Bagley
ยท VIN: 2G1WB5EK7B1237693
·
6551 Hearne Rd, Cincinnati, OH, 45248
·
(513) 574-1191
2010 Honda Accord
ยท Registered to: Shane Bagley
ยท VIN: 1HGCS1B83AA018828
·
4802 Manor Point Ln Nw, Rochester, MN, 55901-8479

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 6 vehicle registration records are associated with Shane Bagley. Registered makes include Honda, Chevrolet, Dodge. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

NiSource

+18776475990sbagley@nisource.com
Merrillville,

Chili Fire Department INC

Shane BagleyDirector
Rochester, NY

Shane Bagley

Account Executive
Towerstream
Coventry, Rhode Island, United States Internet

Shane Bagley

Implementation Consultant
Eyefinity

Binny's Beverage Depot

Shane BagleyManager
(801) 577-3452bagleysbulls@yahoo.com
10320 S 2700 W, South Jordan, UT84095
binnys.com

Shane Bagley

United States

J H Turiel & Assoc Inc

Shane Bagley
(940) 781-8335shane.bagley@aol.com
115 Hope Ln, Iowa Park, TX76367

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 31 business affiliations were found for Shane Bagley. Companies include Towerstream, J H Turiel & Assoc Inc. Roles listed include Null and Information Technology. Records are compiled from state business registries, SEC filings, and professional networking databases.

S.r.b. Mechanical, INC.

Addr: 3016 NE Mustang Rd, Piedmont, OK, 73078
OK
INCORPORATOR: Shane Bagley

Unknown Corporation

ID: 1912416202
Addr: 3725 Windscape Ct, Oklahoma City, OK, 73179
OK
Agent: Shane Roy Bagley
Registered Agent: Shane Bagley

Unknown Corporation

Addr: 3016 NE Mustang Rd, Piedmont, OK, 73078
OK
INCORPORATOR: Shane Bagley

Source: Public Records Shane Bagley appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Shane Bagley

Lemoore High School - Lemoore, CA, CA
1993

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Shane Bagley has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$20 Jun 23, 2020
2020
Trump Make America Great Again Committee
Bagley, Shane Integration Analyst @ Honorhealth Phoenix, AZ
$20 Jun 23, 2020
Trump Make America Great Again Committee
Contributor Integration Analyst @ Honorhealth Phoenix, AZ

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 2 political contribution records found for Shane Bagley. Total disclosed contributions amount to $40. Recipients include Trump Make America Great Again Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Shane Bagley

·
1601 Allred Rd, Afton, WY 83110 (Lincoln County)
42.7396, -110.9530
TZ: Mountain
Homeowner Single Family Purchased 2014
MP

Shane Bagley

Age 25
·
16320 Johns Lake Rd, Clermont, FL 34711 (Lake County)
28.5250, -81.6822
· (352) 348-7190
Marital: Single TZ: Eastern
Homeowner Single Family
MP

Shane Bagley

·
4229 SE Ford Rd, Lawton, OK 73501 (Comanche County)
34.6005, -98.3367
TZ: Central
Homeowner Single Family Built 1965 Purchased 2015
MP

Shane L Bagley

Age 41 Male
·
5910 Parkoaks Dr, Citrus Hts, CA 95621 (Sacramento County)
38.6736, -121.3170
· (916) 482-7671
Marital: Married TZ: Pacific
Occ: White Collar Edu: High School
Single Family
MP

Shane Bagley

Age 21
·
14532 SE Red Dirt Rd, Damascus, OR 97089 (Clackamas County)
45.4167, -122.4630
Marital: Single TZ: Pacific
Single Family
MP

Shane Bagley

Male
·
919 Forest View Dr, Blanco, TX 78606 (Blanco County)
30.0304, -98.3182
· (512) 913-3405
Marital: Married TZ: Central
Homeowner Single Family Built 1978 Purchased 2013
MP

Shane T Bagley

Age 45 Male
·
4435 Osage Ct NW, Kennesaw, GA 30152 (Cobb County)
33.9824, -84.6801
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1989 Purchased 1997
MP

Shane T Bagley

Age 45 Male
·
10607 S 2700 W, South Jordan, UT 84095 (Salt Lake County)
40.5585, -111.9580
· (801) 577-3452
Marital: Single TZ: Mountain
Edu: Graduate School
Single Family
MP

Shane Bagley

·
1063 Buckeye Ave, Salem, OH 44460 (Columbiana County)
40.9106, -80.8598
TZ: Eastern
Homeowner Single Family Built 1925 Purchased 2012
MP

Shane A Bagley

Age 37 Male
·
6818 Peaks Edge Dr, Cincinnati, OH 45247 (Hamilton County)
39.2002, -84.6666
· (513) 574-1191
Marital: Married TZ: Eastern
Occ: Professional Edu: Some College
Multi-Family
MP

Shane A Bagley

Age 41 Male
·
2206 Sleepy Hill Rd, N Chesterfld, VA 23236 (Chesterfield County)
37.4589, -77.5969
Marital: Single TZ: Eastern
Single Family
MP

Shane Bagley

·
821 11th Ave NE, Rochester, MN 55906 (Olmsted County)
44.0318, -92.4488
TZ: Central
Homeowner Single Family Built 1941 Purchased 2015
MP

Shane Bagley

Male
·
2307 SE Tomar Ln, Rochester, MN 55904 (Olmsted County)
43.9895, -92.3636
TZ: Central
Single Family
MP

Shane D Bagley

Age 19
·
344 County Road 2800, Cleveland, TX 77327 (Liberty County)
30.3004, -94.8258
TZ: Central
Single Family
MP

Shane Bagley

Age 36 Male
·
35 Adela Cir, Rochester, NY 14624 (Monroe County)
43.1076, -77.7210
Marital: Married TZ: Eastern
Homeowner Single Family Built 1957 Purchased 2016
MP

Shane Bagley

Age 39 Male
·
115 Hope Ln, Iowa Park, TX 76367 (Wichita County)
33.9372, -98.6699
· (940) 781-8335
Marital: Single TZ: Central
Homeowner Single Family
MP

Shane T Bagley

Age 41 Male
·
20 Remington Farm Dr, Coventry, RI 02816 (Kent County)
41.7133, -71.5656
· (401) 996-7265
Marital: Married TZ: Eastern
Homeowner Single Family Built 1997 Purchased 2006
MP

Shane Bagley

Male
·
1308 W Perdiz St, Tampa, FL 33612 (Hillsborough County)
28.0384, -82.4716
TZ: Eastern
Homeowner Single Family Built 1972 Purchased 2016

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 18 demographic profiles associated with Shane Bagley. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Shane Bagley. These loans were issued to businesses, not individuals.

Westoak Production Services, INC

Corporation

$359,800 Paid in Full
Address:
PO Box 1975
Woodward, OK73801
Approved

Apr 13, 2020

Forgiven

$351,792

Jobs Reported

34

Loan #

5123477107

Loan Size

Medium

Roderick Ashley

Sole Proprietorship

$20,000 Paid in Full
Address:
109 Signature Way
Hampton, VA23666-5944
Approved

May 12, 2021

Forgiven

$20,076

Jobs Reported

1

Loan #

9353848906

Loan Size

Small

Myra Mounds

Sole Proprietorship

$20,833 Paid in Full
Address:
109 Signature Way
Hampton, VA23666-5934
Approved

Apr 30, 2021

Forgiven

$20,961

Jobs Reported

1

Loan #

5459278901

Loan Size

Small

Oteria Mounds

Sole Proprietorship

$20,833 Paid in Full
Address:
109 Signature Way
Hampton, VA23666-5944
Approved

Apr 20, 2021

Forgiven

$21,005

Jobs Reported

1

Loan #

6870498804

Loan Size

Small

Westoak Directional Drilling, INC

Corporation

$58,000 Paid in Full
Address:
PO Box 1975
Woodward, OK73802
Approved

Apr 13, 2020

Forgiven

$55,312

Jobs Reported

3

Loan #

5174897104

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with Shane Bagley. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Shane Bagley on the map

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Shane Bagley in OH: Background Summary

Location
495 Arch St Salem, OH 44460-2601
Other Locations
Coventry, RI ยท Mansfield, OH ยท Sacramento, CA and 12 more
Profiles Found
31 people with this name
Phone Numbers
(940) 781-8335 and 26 others on file
Email
bags025@hotmail.com and 12 others on file
Possible Relatives
Mitchell W Bagley, Bobby Wayne Bagley, Candy B Bagley, Candy Bagley, Brandon R Cole and 200 more
Career
Information Technology, Real Estate Agent at Towerstream, J H Turiel & Assoc Inc
Voter Registration
Registered Democrat
Properties
4properties owned
Vehicles
6 linked โ€” 1996 Honda Accord, 2013 Chevrolet Silverado 1500 and 4 more
Contributions
$40 total โ€” Trump Make America Great Again Committee
PPP Loans
$479K for Westoak Production Services, INC, Roderick Ashley

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Shane Bagley. Because public records are indexed by name rather than by a unique identifier, the 119 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Shane Bagley

Search Complexity: High

119 public records across 15states, belonging to approximately 31 different individuals. With 31 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: Utah (9%), followed by Oklahoma and Texas. Spans the South and West regions.

UT11recordsOK9recordsTX8recordsOH7recordsCA7recordsMN6records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (39%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (31) and Property Ownership Records (9).

39
Contact & Address Records
31
Business & Corporate Filings
9
Property Ownership Records
6
Vehicle Registration Records
5
Voter Registration Records
5
PPP Loan Records

Frequently Asked Questions About Shane Bagley

Is Shane Bagley a registered voter?
Yes, voter registration records show Shane Bagley is registered. We found 5 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Shane Bagley own property?
County assessor records show 9 properties associated with Shane Bagley . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Shane Bagley?
Records show 6 vehicle registrations associated with Shane Bagley, including a 1996 HONDA ACCORD. Registered makes include Honda, Chevrolet, Dodge. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Shane Bagley?
We found 31 business affiliations for Shane Bagley (null). Other companies include J H Turiel & Assoc Inc. Business records are compiled from state registries, SEC filings, and professional databases.
Has Shane Bagley made political donations?
FEC disclosure records show 2 reported political contributions from Shane Bagley, totaling $40. Recipients include Trump Make America Great Again Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Shane Bagley?
Our database contains 119 total records for Shane Bagley spanning 15 states. This includes 31 distinct contact records, 21 with phone numbers, 11 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Shane Bagley?
The 119 records displayed for Shane Bagley are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Shane Bagley remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.