Stephen Caruana from Auburn, NY

Age 73
๐Ÿ“ 58 Oak St, Auburn, NY 13021
๐Ÿ“ž (315) 252-1183, (201) 758-2426, (315) 252-1518, (786) 252-1183, (315) 252-1518, (315) 408-2879, (201) 758-2426, (813) 873-1085, (716) 637-7807
โœ‰๏ธ berniecaruana@yahoo.com, caru58@yahoo.com, pc13399@yahoo.com

Stephen Caruana from Kenmore, NY

Age 66
๐Ÿ“ 206 Coventry Rd, Kenmore, NY 14217
๐Ÿ“ž (716) 874-5930
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Maureen E Caruana,Thomas G Caruana,Stephen J Caruana,Melissa D Caruana,Nicole Caruana,W M Caruana

Stephen Caruana from Amherst, NY

Age 74
๐Ÿ“ 146 Huxley Dr, Amherst, NY 14226
๐Ÿ“ž (716) 839-3940

Stephen Caruana from Houston, TX

Age 59
๐Ÿ“ 15518 Laurel Heights Dr, Houston, TX 77084
๐Ÿ“ž (281) 859-2365, (281) 859-7399, (832) 381-6285, (281) 646-7025, (281) 859-2365, (281) 859-7399, (310) 287-0580
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Janet Leigh Caruana,Stevie Caruana,Stephen Caruanajanet Caruana

Stephen Caruana from Binghamton, NY

Male
๐Ÿ“ 27 Caswell St
๐Ÿ“ž (607) 237-5230 (VERIZON WIRELESS), (607) 639-1070

Stephen Caruana from Buffalo, NY

Age 77 b. Apr 1948 Erie Co.
๐Ÿ“ 206 Coventry Rd
๐Ÿ“ž (716) 874-5930

Stephen Caruana

๐Ÿ“ 2196 Bellemeade Cir, Navarre Fl
๐Ÿ“ž (706) 993-7168, (706) 993-8362
โœ‰๏ธ STEPHENCARUANA@GMAIL.COM

Stephen Caruana

๐Ÿ“ 2196 Bellmeade Cir, Navarre Fl 32566
๐Ÿ“ž (706) 993-7168, (706) 993-8362
โœ‰๏ธ STEPHENCARUANA@GMAIL.COM

Stephen Caruana from Selbyville, DE

Age 99 b. May 1926 Sussex Co.
๐Ÿ“ 170 W Stoney Run Rn
๐Ÿ“ž (516) 546-3543
๐Ÿ‘ค aka Stephen Rose

Stephen Caruana from Eugene, OR

Age 69 b. 1957 Lane Co.
๐Ÿ“ 3419 Chaucer Way
๐Ÿ“ž (541) 342-6594

Stephen Caruana from West New York, NJ

Age 85 b. Jan 1941 Hudson Co.
๐Ÿ“ 6601 E Boulevard 15

Stephen Caruana from Selbyville, DE

Sussex Co.
๐Ÿ“ 70 W Stoney Run S
๐Ÿ“ž (302) 436-8875

Stephen Caruana from Los Angeles, CA

Los Angeles Co.
๐Ÿ“ 366 Clarington Ave 104

Stephen Caruana from Houston, TX

Harris Co.
๐Ÿ“ 14220 Parker Rd

Stephen Caruana from Auburn, NY

Cayuga Co.
๐Ÿ“ 156 Garrow Street Ex

Stephen Caruana from Pendleton, OR

Umatilla Co.
๐Ÿ“ Po Box 1392

Stephen Caruana from Los Angeles, CA

Los Angeles Co.
๐Ÿ“ 366 Clarington Ave Unit 104

Stephen Caruana from Buffalo, NY

Erie Co.
๐Ÿ“ 146 Huxley Dr

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 18 contact records for Stephen Caruana across 6 states. The most recent address on file is in Binghamton, New York. Of these records, 11 include phone numbers and 3 include email addresses. Ages range from 59 to 74, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Caruana, Stephen & Maureen

Collier County
PIN: 76527008027
· 3800 Sawgrass Way, Naples 34112
Value: $139,400

Caruana Stephen

Erie County
PIN: 1464890662100006007000
· 206 Coventry Rd, Tonawanda ny
Built: 1950.0
Assessed: $52,800

Caruana Stephen C & Amelia R

Lane County
· 3419 Chaucer Way, Eugene-Springfield

Stephen C Caruana

2023 Allegany County
· 3721 County Road 16, West Almond

Stephen J Caruana

2022 Erie County
· 157 Southwood, Tonawanda

Stephen C Caruana

2021 Erie County
· 206 Coventry, Tonawanda

Stephen C Caruana

2024 Erie County
· 206 Coventry, Tonawanda

Stephen C Caruana

2022 Allegany County
· 3714 County Road 16, West Almond

Stephen J Caruana

2024 Erie County
· 146 Huxley, Amherst

Stephen J Caruana

2021 Erie County
· 146 Huxley, Amherst

Stephen C Caruana

2024 Allegany County
· 3721 County Road 16, West Almond

Stephen J Caruana

2024 Erie County
· 157 Southwood, Tonawanda

Stephen J Caruana

2021 Erie County
· 157 Southwood, Tonawanda

Stephen C Caruana

2023 Erie County
· 206 Coventry, Tonawanda

Stephen C Caruana

2021 Allegany County
· 3714 County Road 16, West Almond

Stephen C Caruana

2024 Allegany County
· 3714 County Road 16, West Almond

Stephen C Caruana

2022 Erie County
· 206 Coventry, Tonawanda

Stephen J Caruana

2023 Erie County
· 206 Coventry, Tonawanda

Stephen J Caruana

2022 Erie County
· 146 Huxley, Amherst

Stephen J Caruana

2022 Erie County
· 206 Coventry, Tonawanda

Stephen C Caruana

2022 Allegany County
· 3721 County Road 16, West Almond

Stephen J Caruana

2024 Erie County
· 206 Coventry, Tonawanda

Stephen C Caruana

2023 Allegany County
· 3714 County Road 16, West Almond

Stephen J Caruana

2023 Erie County
· 157 Southwood, Tonawanda

Stephen J Caruana

2021 Erie County
· 206 Coventry, Tonawanda

Stephen J Caruana

2023 Erie County
· 146 Huxley, Amherst

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 26 property records linked to Stephen Caruana in Eugene-Springfield. Values shown are from county assessor records and may differ from current market prices.

Stephen Timothy Caruana

2196 Bellemeade Cir, Navarre, , 32566

Stephen J Caruana

Reg: 410410241
89 Java Street 1, 0, 11222
DOB: 19740322 Gender: Male

Stephen C Caruana

Republican Reg: 4/25/2016
3419 Chaucer Way, Eugene, OR, 97405
DOB: 1/1/1954
County: Lane

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Stephen Caruana in , Oregon. Party affiliation is listed as REP. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2009 Ford Escape
ยท Registered to: Stephen Caruana
ยท VIN: 1FMCU947X9KC58861
·
206 Coventry Rd, Kenmore, NY, 14217-1136
·
(716) 874-5930
2011 GMC SIERRA 1500
ยท Registered to: Stephen Caruana
ยท VIN: 1GTR2VE32BZ355431
·
206 Coventry Rd, Buffalo, NY, 14217-1136
·
(716) 874-5930
2013 Chevrolet Camaro
ยท Registered to: Stephen Caruana
ยท VIN: 2G1FA1E35D9167880
·
2210 W Dallas St Apt 1717, Houston, TX, 77019
·
(713) 443-0758
2006 Ford Five Hundred
ยท Registered to: Stephen Caruana
ยท VIN: 1FAHP28176G136901
·
450 Old Orchard Dr Apt 17, Essexville, MI, 48732

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Stephen Caruana. Registered makes include Ford, Gmc, Chevrolet. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Stephen Caruana

Fill Leader
scaruana@bigw.com
Bella Vista,

Stephen Caruana

R?? Gion De Portland, Oregon, ?? Tats-Unis
Portland, Oregon, United States Environmental Services

Deals Off Price

Stephen CaruanaChairman
stephen.caruana@yahoo.com
149 Genesee Gdns # 819, Auburn, NY13021
dealsop.com

Metropolitan Life Insurance

Stephen CaruanaPresident
(212) 578-2211scaruana@metlife.com
Long Is City, NY

Stephen Caruana

HR Specialist at ยท Buffalo/Niagara, New York Area

Stephen Caruana

Eugene, OR

Stephen Caruana

Eugene, OR97405

Dakota Systems Incorporated

Stephen CaruanaManager
(718) 755-5858stephen.caruana@yahoo.com
149 Genesee Gdns # 819, Auburn, NY13021

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 29 business affiliations were found for Stephen Caruana. Companies include Metropolitan Life Insurance, Dakota Systems Incorporated. Roles listed include Fill Leader and HR Specialist. Records are compiled from state business registries, SEC filings, and professional networking databases.

Coues Deer Sanctuary, INC.

Addr: 112 North Curry Street, Carson City, NV, 89703
NV
Officer: Stephen Caruana

Coues Deer Sanctuary, INC.

Addr: 112 North Curry Street, Carson City, NV, 89703
NV
Officer: Stephen Caruana

Coues Deer Sanctuary, INC.

Addr: 112 North Curry Street, Carson City, NV, 89703
NV
Officer: Stephen Caruana

Coues Deer Sanctuary, INC.

Addr: 112 North Curry Street, Carson City, NV, 89703
NV
Officer: Stephen Caruana

Tw Talent Agency, INC.

Addr: 112 North Curry Street, Carson City, NV, 89703
NV
Director: Stephen Caruana

Agronomic Analytics

Addr: 3419 Chaucer Way, Eugene, OR, 97405
OR
Officer: stephen CHARLES caruana

Source: Public Records Stephen Caruana appears in 6 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Stephen Timothy Caruana

Addr: 2196 Bellemeade Cir, Navarre, FL 32566

stephen TIMOTHY caruana

Age 29
State Reef Fish Angler - 1 year
Addr: 2196 Bellemeade Cir, Navarre, FL 32566
County: Santa Rosa

stephen TIMOTHY caruana

State Reef Fish Angler - 1 year
Addr: Navarre, FL 32566
County: Santa Rosa

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Stephen Caruana holds 3 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Stephen Caruana

Mount Carmel High School - Auburn, NY, NY
1958

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Stephen Caruana has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$100 Apr 9, 2015
2016
Dipietro For You
Caruana, Stephen Kenmore, NY
$50 Oct 4, 2007
2008
Caruana, Anthony
Caruana, Stephen Kenmore, NY
$200 Dec 27, 2018
2020 REP
Republican National Committee
Caruana, Stephen C Kenmore, NY
$100 Apr 9, 2015
Dipietro For You
Contributor Kenmore, NY
$200 Dec 27, 2018
Unknown Committee
Caruana, Stephen C. Mr. Kenmore, NY
$100
2016
Dipietro For You
Contributor Kenmore, NY

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 6 political contribution records found for Stephen Caruana. Total disclosed contributions amount to $750. Recipients include Dipietro For You. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Stephen J Caruana

Age 77 Male
·
146 Huxley Dr, Buffalo, NY 14226 (Erie County)
42.9556, -78.7763
· (716) 839-3940
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1947
MP

Stephen S Caruana

Age 32 Male
·
27 Caswell St, Afton, NY 13730 (Chenango County)
42.2296, -75.5245
· (607) 639-3312
Marital: Married TZ: Eastern
Homeowner Single Family Built 1951 Purchased 1999
MP

Stephen Caruana

Age 43 Male
·
89 Java St, Brooklyn, NY 11222 (Kings County)
40.7315, -73.9561
· (718) 349-2807
TZ: Eastern
Homeowner Single Family Purchased 2014
MP

Stephen C Caruana

Age 62 Male
·
3419 Chaucer Way, Eugene, OR 97405 (Lane County)
44.0330, -123.1420
· (541) 342-6594
Marital: Married TZ: Pacific
Edu: Graduate School
Homeowner Single Family Built 1975 Purchased 1995
MP

Stephen A Caruana

Age 62 Male
·
2914 Mossy Log Ct, Houston, TX 77084 (Harris County)
29.8110, -95.6824
· (713) 443-0758
Marital: Single TZ: Central
Edu: Some College
Multi-Family
MP

Stephen C Caruana

Age 41 Male
·
206 Coventry Rd, Buffalo, NY 14217 (Erie County)
42.9839, -78.8785
· (716) 874-5930
Marital: Married TZ: Eastern
Homeowner Single Family Built 1950
MP

Stephen Caruana

Age 21 Male
·
2196 Bellemeade Cir, Navarre, FL 32566 (Santa Rosa County)
30.4116, -86.8195
Marital: Single TZ: Central
Homeowner Single Family Built 1991 Purchased 2011
MP

Stephen S Caruana

Age 32 Male
·
2103 W German Rd, Bay City, MI 48708 (Bay County)
43.5816, -83.8685
TZ: Eastern
MP

Stephen J Caruana

Age 41 Male
·
157 Southwood Dr, Buffalo, NY 14223 (Erie County)
42.9858, -78.8644
Marital: Inferred Single TZ: Eastern
Homeowner Single Family Built 1946 Purchased 2009

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Stephen Caruana. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Stephen Caruana. These loans were issued to businesses, not individuals.

Kathryn Vandyke

Sole Proprietorship

$937 Paid in Full
Address:
58 Oak St
Islip, NY11751-2808
Approved

Apr 30, 2020

Forgiven

$945

Jobs Reported

1

Loan #

6966097310

Loan Size

Small

Atlantis Enterprises INC

Corporation

$37,500 Paid in Full
Address:
112 North Curry Street
Carson City, NV89703
Approved

Jun 17, 2020

Forgiven

$37,912

Jobs Reported

3

Loan #

7302367909

Loan Size

Small

Sierra Nevada Occupational Therapy Associates

Sole Proprietorship

$43,200 Exemption 4
Address:
112 North Curry Street
Carson City, NV89703
Approved

May 1, 2020

Jobs Reported

1

Loan #

8070717302

Loan Size

Small

Octopus Products International, INC.

Corporation

$60,000 Paid in Full
Address:
112 North Curry Street
Carson City, NV89703
Approved

Jun 11, 2020

Forgiven

$60,511

Jobs Reported

4

Loan #

2168687906

Loan Size

Small

Crown Polymers CORP.

Subchapter S Corporation

$126,825 Paid in Full
Address:
112 North Curry Street 0.0
Carson City, NV89703-4934
Approved

Apr 9, 2020

Forgiven

$128,337

Jobs Reported

11

Loan #

8974967005

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with Stephen Caruana. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Stephen Caruana on the map

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Stephen Caruana in Auburn, NY: Background Summary

Location
58 Oak St,Auburn, NY 13021, Auburn, NY
Other Locations
Binghamton, NY ยท Buffalo, NY ยท Selbyville, DE and 6 more
Profiles Found
18 people with this name
Phone Numbers
(315) 252-1183 and 10 others on file
Email
berniecaruana@yahoo.com and 3 others on file
Possible Relatives
Bernice L Caruana, Michele M Carvana, Robert H Caruana, Tina M Caruana, Patrick M Caruana and 19 more
Career
Fill Leader, HR Specialist at Metropolitan Life Insurance, Dakota Systems Incorporated
Voter Registration
Registered Republican
Properties
2properties owned
Vehicles
4 linked โ€” 2009 Ford Escape, 2011 Gmc Sierra 1500 and 2 more
Contributions
$750 total โ€” Dipietro For You, Dipietro For You
Licenses
2 professional licenses (State Reef Fish Angler - 1 year)
PPP Loans
$268K for Kathryn Vandyke, Atlantis Enterprises INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Stephen Caruana. Because public records are indexed by name rather than by a unique identifier, the 116 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Stephen Caruana

Search Complexity: High

116 public records across 9states, belonging to approximately 18 different individuals. With 18 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: New York (24%), followed by Florida and Oregon. Spans the Northeast and West regions.

NY28recordsFL7recordsOR7recordsNV5recordsTX4recordsMI2records

Record Type Breakdown

Data spans 9 record categories. Largest: Business & Corporate Filings (27%), which reveal professional roles and employer history. Also includes Property Ownership Records (26) and Contact & Address Records (24).

29
Business & Corporate Filings
26
Property Ownership Records
24
Contact & Address Records
6
Corporate Records
6
Political Contribution Records
5
PPP Loan Records

Age Distribution

Age range: approximately 41 years, suggesting multiple generations. Largest group: Senior (65+) (88%).

Senior (65+)7peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Stephen Caruana

Is Stephen Caruana a registered voter?
Yes, voter registration records show Stephen Caruana is registered in . We found 3 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Stephen Caruana own property?
County assessor records show 26 properties associated with Stephen Caruana . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Stephen Caruana?
Records show 4 vehicle registrations associated with Stephen Caruana, including a 2009 Ford Escape. Registered makes include Ford, Gmc, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Stephen Caruana?
We found 29 business affiliations for Stephen Caruana (Fill Leader). Other companies include DAKOTA SYSTEMS INCORPORATED. Business records are compiled from state registries, SEC filings, and professional databases.
Has Stephen Caruana made political donations?
FEC disclosure records show 6 reported political contributions from Stephen Caruana, totaling $750. Recipients include Dipietro For You. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Stephen Caruana?
Our database contains 116 total records for Stephen Caruana spanning 9 states. This includes 18 distinct contact records, 11 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Stephen Caruana?
The 116 records displayed for Stephen Caruana are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Stephen Caruana remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.