Steven Lukacs from Hillsborough, NJ

Age 63 b. 1963 Male
๐Ÿ“ 28 Magda Ln
๐Ÿ’ผ 2204
๐Ÿ“ž (908) 763-1524 (Cell), (908) 429-4245
โœ‰๏ธ llshortl9@yahoo.com

Steven M Lukacs from Bradenton, FL

Age 63
๐Ÿ“ 3308 York Dr W, Bradenton, FL 34205
๐Ÿ“ž (248) 361-4580, (941) 405-4502, (941) 448-6383
โœ‰๏ธ slukacs@juno.com, stevenlukacxs7@aol.com

Steven Lukacs from Sterling Hts, MI

Age 55
๐Ÿ“ 34356 Manor Run Cir, Sterling Hts, MI 48312
๐Ÿ“ž (313) 542-6502, (586) 979-2604
โœ‰๏ธ stevenlukacs77@aol.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: John Robert Lukacs,Joyce Janet Lukacs,Jeffrey Lukacs,Paul Kenneth Lukacs,John P Lukacs,Debra K Lukacs

Steven Lukacs from Wappingers Falls, NY

Age 60
๐Ÿ“ 65 Paggi Ter, Wappingers Falls, NY 12590
๐Ÿ“ž (845) 632-2691, (845) 691-2214, (914) 454-9644, (845) 471-9612, (914) 473-7844
โœ‰๏ธ swf62654@juno.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Judith Anne Lukacs,Christopher P Lukacs

Steven Lukacs from Hillsborough, NJ

Age 51
๐Ÿ“ 28 Magda Ln, Hillsborough, NJ 08844
๐Ÿ“ž (908) 429-4245, (908) 429-4245, (908) 763-1524, (732) 469-1180

Steven Lukacs from Poughkeepsie, NY

Age 60
๐Ÿ“ 4 Larch Ct, Poughkeepsie, NY 12603
๐Ÿ“ž (845) 691-4080, (845) 691-9918, (845) 632-2691, (845) 691-4080, (845) 691-2214, (914) 485-6939, (914) 473-5402, (845) 483-0912
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Judith Anne Lukacs,Steven E Lukacs,Christopher P Lukacs

Steven Lukacs

๐Ÿ“ 8190 N State Route 134, Wilmington Oh
๐Ÿ“ž (513) 919-7111
โœ‰๏ธ STEVENLUKACS0@GMAIL.COM

Steven Lukacs

๐Ÿ“ 8190 State Route 134, Wilmington Oh 45177
๐Ÿ“ž (513) 919-7111
โœ‰๏ธ STEVENLUKACS0@GMAIL.COM

Steven Lukacs from Bradenton, FL

Male
๐Ÿ“ 4304 Muuirfield Dr W
๐Ÿ“ž (248) 613-4580 (AT&T MOBILITY)

Steven Lukacs from Bradenton, FL

Age 67 b. 1959 Male
๐Ÿ“ 3308 York Dr W
๐Ÿ“ž (248) 361-4580

Steven Lukacs from Poughkeepsie, NY

Age 69 b. Sep 1956 Dutchess Co.
๐Ÿ“ 575 Creek Rd

Steven Lukacs from Bound Brook, NJ

Age 62 b. Oct 1963 Somerset Co.
๐Ÿ“ 231 Thompson Ave

Steven Lukacs from Cincinnati, OH

Age 71 b. Sep 1954 Hamilton Co.
๐Ÿ“ 415 Glensprings Dr 201

Steven Lukacs from Hampton, NJ

0
๐Ÿ“ 44 Valley Rd, Hampton, NJ 08827

Steven Lukacs from Livonia, MI

Wayne Co.
๐Ÿ“ 9619 Orangelawn St L
๐Ÿ“ž (734) 261-7955

Steven Lukacs

Age 53 b. Apr 1972
๐Ÿ“ 1 Holden Wv Po Box 389

Steven Lukacs

๐Ÿ“ 3308 York Dr W, Bradenton Fl
๐Ÿ“ž (941) 799-7470, (941) 799-7470

Steven Lukacs from Bradenton, FL

Manatee Co.
๐Ÿ“ 3831 59th Ave

Steven Lukacs from Livonia, MI

Wayne Co.
๐Ÿ“ 29619 Orangelawn St

Steven Lukacs from Scottville, MI

Mason Co.
๐Ÿ“ Po Box 142

Unknown Person

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 21 contact records for Steven Lukacs across 5 states. The most recent address on file is in Hillsborough, New Jersey. Of these records, 12 include phone numbers and 6 include email addresses. Ages range from 51 to 63, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Lukacs, Steven M

Manatee County
PIN: 4974311005
· 3308 York Dr, Bradenton 34205
Value: $94,274

Lukacs Steven

Clinton County
PIN: 190021207000100
· 8190 Sr 134, WILMINGTON oh
Assessed: $26,100

Lukacs Steven

Clinton County
· 8190 Sr 134, Liberty Oh 45177.0
Assessed: $26,100

Lukacs, Steven & Laurie

Residential Somerset County
· 28 Magda Lane, 08844

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 4 property records linked to Steven Lukacs in Liberty. Values shown are from county assessor records and may differ from current market prices.

Steven E Lukacs

Republican
29 Market St, 4, 12538
DOB: 19540405 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Steven Lukacs. Party affiliation is listed as REP. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2009 FORD FOCUS
ยท Registered to: Steven Lukacs
ยท VIN: 1FAHP36N59W238087
·
29619 Orangelawn St, Livonia, MI, 48150-3032
·
(734) 261-7955
2014 Mitsubishi Outlander
ยท Registered to: Steven Lukacs
ยท VIN: JA4AZ3A34EZ000973
·
115 S Bridge St, Man, WV, 25635
·
(304) 583-7538
2012 Lincoln Mkz
ยท Registered to: Steven Lukacs
ยท VIN: 3LNHL2GC8CR828853
·
29619 Orangelawn St, Livonia, MI, 48150-3032
·
(734) 261-7955
2010 Chevrolet Silverado 1500
ยท Registered to: Steven Lukacs
ยท VIN: 1GCPKSE07AZ209259
·
11 Southbridge Street, Man, WV, 25635
2010 Ford Mustang
ยท Registered to: Steven Lukacs
ยท VIN: 1ZVBP8AN7A5144403
·
1155 Bridge St, Man, WV, 25635-1030
ยท Registered to: Steven Lukacs
·
PO Box 389, Holden, WV, 25625
·
(301) 239-6370

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 6 vehicle registration records are associated with Steven Lukacs. Registered makes include Ford, Mitsubishi, Lincoln, Chevrolet. The most recent model year on record is 2014. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Ceridian Canada Ltd

Mgr Of Security Services
+12049758874steven_lukacs@ceridian.ca
Winnipeg,

Steven Lukacs

Steven Lukacs
(513) 829-7701stevenlukacs@yahoo.com
Cincinnati, OH45231

Steven Lukacs

Aftermarket Manager
Komline-Sanderson
New York, New York, United States Machinery

Steven Lukacs

Aftermarket Manager
Komline-Sanderson

Steven Lukacs

Aftermarket Manager a ยท Greater New York City Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 6 business affiliations were found for Steven Lukacs. Companies include Steven Lukacs, Komline-Sanderson. Roles listed include Mgr Of Security Services. Records are compiled from state business registries, SEC filings, and professional networking databases.

Clickamouse LLC

Addr: 5278 Cherry Mill Court, Fairfield, OH, 45014
OH
Officer: Steven Lukacs

Unknown Corporation

ID: 1189252
Officer: Steven Lukacs

Source: Public Records Steven Lukacs appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Steven Lukacs

Garibaldi High School - Maple Ridge, BC
1987

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Steven Lukacs has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$50 Oct 16, 2008
2008 DEM
Obama, Barack
Lukacs, Steven Retired @ Not Employed Livonia, MI
$4 Jun 13, 2011
2012 DEM
Pasch, Sandy
Lukacs, Steven Livonia, MI
$25 Sep 6, 2013
2014 DEM
Peters, Gary
Lukacs, Steven J Livonia, MI
$35 Jul 30, 2009
2010
Council For A Livable World Candidate Fund
Lukacs, Steven Retired @ Not Employed Livonia, MI
$35 Oct 9, 2008
2008
Council For A Livable World Candidate Fund
Lukacs, Steven Livonia, MI
$25 Oct 29, 2011
2012 DEM
Warren, Elizabeth
Lukacs, Steven Livonia, MI
$35 Jul 6, 2004
2004 DEM
Gebhardt, Joan A
Lukacs, Steven Livonia, MI
$3 Jun 29, 2011
2012
Actblue
Lukacs, Steven Retired Livonia, MI
$40 Jan 9, 2014
2014 DEM
Peters, Gary
Lukacs, Steven J Livonia, MI
$50 Oct 31, 2008
2008 DEM
Obama, Barack
Lukacs, Steven Retired @ Not Employed Livonia, MI
$25 Oct 26, 2014
2014 DEM
Schauer, Mark
Lukacs, Steven Livonia, MI
$4 Jun 12, 2011
2012 DEM
Moore, Shelly
Lukacs, Steven Livonia, MI
$25 Oct 1, 2012
2012 DEM
Warren, Elizabeth
Lukacs, Steven Livonia, MI
$35 Jun 18, 2010
2010
Council For A Livable World Candidate Fund
Lukacs, Steven Livonia, MI
$4 Jun 12, 2011
2012 DEM
Clark, Fred
Lukacs, Steven Livonia, MI
$50 Jun 28, 2011
2012
Council For A Livable World Candidate Fund
Lukacs, Steven Livonia, MI
$4 Jun 12, 2011
2012 DEM
Hansen, Dave
Lukacs, Steven Livonia, MI
$25 Oct 26, 2010
2010
Council For A Livable World Candidate Fund
Lukacs, Steven Livonia, MI
$25 Jan 26, 2014
2014 DEM
Franken, Al
Lukacs, Steven J Livonia, MI
$25 Sep 11, 2012
2012 DEM
Warren, Elizabeth
Lukacs, Steven Livonia, MI
$25 Jun 29, 2011
2012 DEM
Cantwell, Maria
Lukacs, Steven Retired Livonia, MI
$4 Jun 12, 2011
2012 DEM
Holperin, Jim
Lukacs, Steven Livonia, MI
$25 Mar 12, 2012
2012 DEM
Warren, Elizabeth
Lukacs, Steven Livonia, MI
$25 Jan 30, 2014
2014 DEM
Schauer, Mark
Lukacs, Steven Livonia, MI
$50 Jun 28, 2011
2012 DEM
Stabenow, Debbie
Lukacs, Steven Livonia, MI
$3 Jan 19, 2012
2012
Actblue
Lukacs, Steven Retired Livonia, MI
$35 Jun 7, 2007
2008
Mi House Democratic Fund Mhda
Lukacs, Steven Livonia, MI
$4 Jun 12, 2011
2012 DEM
King, Jessica
Lukacs, Steven Livonia, MI
$4 Jun 13, 2011
2012 DEM
Pasch, Sandra
Lukacs, Steven Livonia, MI
$4 Jun 12, 2011
2012 DEM
Nusbaum, Nancy
Lukacs, Steven Livonia, MI
$25 Sep 21, 2014
2014 DEM
Peters, Gary
Lukacs, Steven J Livonia, MI
$4 Jun 12, 2011
2012 DEM
Shilling, Jennifer
Lukacs, Steven Livonia, MI
$35 May 21, 2008
2008 DEM
Lautenberg, Frank R
Lukacs, Steven J Livonia, MI
$25 Jul 21, 2014
2014 DEM
Schauer, Mark
Lukacs, Steven Livonia, MI
$100 Oct 23, 2008
2008 REP
Hovis, Robin
Lukacs, Steven W Rissing Dublin, OH
$4 Jun 12, 2011
2012 DEM
Wirch, Robert W
Lukacs, Steven Livonia, MI
$25 Jun 16, 2014
2014 DEM
Peters, Gary
Lukacs, Steven J Livonia, MI
$35 May 16, 2008
2008
Council For A Livable World Candidate Fund
Lukacs, Steven Livonia, MI
$25 Oct 29, 2011
2012
Council For A Livable World Candidate Fund
Lukacs, Steven Livonia, MI
$25 Sep 16, 2010
2010
Council For A Livable World Candidate Fund
Lukacs, Steven Livonia, MI
$25 Jan 19, 2012
2012 DEM
Warren, Elizabeth
Lukacs, Steven Retired Livonia, MI
$35 Jun 7, 2007
2008 DEM
Michigan House Democratic Fund
Lukacs, Steven Livonia, MI
$25 Sep 6, 2013
DEM
Peters, Gary
Contributor Livonia, MI
$35
2004 D
Gebhardt, Joan A
Contributor Livonia, MI

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 44 political contribution records found for Steven Lukacs. Total disclosed contributions amount to $1,124. Recipients include Peters, Gary, Gebhardt, Joan A. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Steven Lukacs

Age 53 Male
·
28 Magda Ln, Hillsborough, NJ 08844 (Somerset County)
40.5430, -74.6072
· (908) 763-1524
Marital: Married TZ: Eastern
Occ: Management Edu: Some College
Homeowner Single Family Built 1962 Purchased 1999
MP

Steven M Lukacs

Age 58 Male
·
3308 York Dr W, Bradenton, FL 34205 (Manatee County)
27.4755, -82.5938
· (941) 405-4502
Marital: Married TZ: Eastern
Occ: Management Edu: Some College
Homeowner Single Family Built 1972 Purchased 2010
MP

Steven E Lukacs

Age 63 Male
·
3 Hook Rd, Poughkeepsie, NY 12601 (Dutchess County)
41.7017, -73.9168
TZ: Eastern
Multi-Family
MP

Steven Lukacs

Age 65 Male
·
8190 N State Route 134, Wilmington, OH 45177 (Clinton County)
39.5503, -83.7889
· (513) 939-2996
Marital: Single TZ: Eastern
Edu: High School

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with Steven Lukacs. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Steven Lukacs. These loans were issued to businesses, not individuals.

Wheeze & Haney Enterprises INC DBA Jreck Subs

Subchapter S Corporation

$37,863 Paid in Full
Address:
29 Market St
Alexandria Bay, NY13607-1307
Approved

Apr 8, 2020

Forgiven

$38,201

Jobs Reported

8

Loan #

8107627010

Loan Size

Small

Angel Alicea

Single Member LLC

$2,125 Exemption 4
Address:
44 Valley Rd
Clifton, NJ07013-1030
Approved

May 23, 2021

Jobs Reported

1

Loan #

7180519006

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Steven Lukacs. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Steven Lukacs on the map

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Steven Lukacs in Hillsborough, NJ: Background Summary

Location
28 Magda Ln, Hillsborough, NJ 08844
Other Locations
Bradenton, FL ยท Poughkeepsie, NY ยท Bound Brook, NJ and 3 more
Profiles Found
21 people with this name
Phone Numbers
(908) 429-4245 and 11 others on file
Email
llshortl9@yahoo.com and 5 others on file
Possible Relatives
John Robert Lukacs, Joyce Janet Lukacs, Jeffrey Lukacs, Paul Kenneth Lukacs, John P Lukacs and 12 more
Career
Mgr Of Security Services at Steven Lukacs, Komline-Sanderson
Voter Registration
Registered Republican
Properties
2properties owned
Vehicles
6 linked โ€” 2009 Ford Focus, 2014 Mitsubishi Outlander and 4 more
Contributions
$1,123.89 total โ€” Gebhardt, Joan A, Peters, Gary
PPP Loans
$39,987.5 for Wheeze & Haney Enterprises INC DBA Jreck Subs, Angel Alicea

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Steven Lukacs. Because public records are indexed by name rather than by a unique identifier, the 92 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Steven Lukacs

Search Complexity: High

92 public records across 6states, belonging to approximately 21 different individuals. With 21 distinct profiles across 6 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 6 states. Highest concentration: Michigan (9%), followed by Ohio and New Jersey. Spans the Midwest and Northeast regions.

MI8recordsOH7recordsNJ6recordsFL5recordsNY4recordsWV1record

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (51%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (22) and Vehicle Registration Records (6).

44
Political Contribution Records
22
Contact & Address Records
6
Vehicle Registration Records
6
Business & Corporate Filings
4
Property Ownership Records
2
Corporate Records

Age Distribution

Age range: approximately 21 years, suggesting multiple generations. Largest group: Senior (65+) (29%).

Senior (65+)2peopleMiddle-Age (40-64)5people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Steven Lukacs

Is Steven Lukacs a registered voter?
Yes, voter registration records show Steven Lukacs is registered with REP affiliation. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Steven Lukacs own property?
County assessor records show 4 properties associated with Steven Lukacs . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Steven Lukacs?
Records show 6 vehicle registrations associated with Steven Lukacs, including a 2009 FORD FOCUS. Registered makes include Ford, Mitsubishi, Lincoln, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Steven Lukacs?
We found 6 business affiliations for Steven Lukacs (Mgr Of Security Services). Other companies include komline-sanderson. Business records are compiled from state registries, SEC filings, and professional databases.
Has Steven Lukacs made political donations?
FEC disclosure records show 44 reported political contributions from Steven Lukacs, totaling $1,124. Recipients include Peters, Gary and Gebhardt, Joan A. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Steven Lukacs?
Our database contains 92 total records for Steven Lukacs spanning 6 states. This includes 21 distinct contact records, 12 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Steven Lukacs?
The 92 records displayed for Steven Lukacs are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Steven Lukacs remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.