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Sylvia Martinez Collazo from Burbank, IL

Age 47
📍 5334 State Rd, #burbank, IL 60459-1428
✉️ sylvia.1972@concentric.net, sylvia1510@yahoo.com, sylvia.1972@hotmail.com
👨‍👩‍👧 Relatives: Jose R Marrero,Luis Collazo,Maria I Caez,Maria D Ramos,Rene Villa,Roberto Collazo Sr,Rodolfo Collazo Soto,Sylmarie M Marrero,Sylvia Martinez Collazo,Sylvia Collazo,Bertha Ramos,Carlo Andres Oliveras Rodriguez,Carlos R Ocasio,Carlos E Torres Rivera,Carmen G Laboy,Celso Villa Jr,Denise Y Rodriguez,Edwin Collazo,Elizabeth Ramos Ramos,Elizabeth Villa,Francisco Olmeda,Hector R Rivera,Jasmine E. Martinez,Jose Miguel Caez Jr,Jose 222857530 Marrero,Jose Rene Torres Rivera,Linda Martinez,Linda L Martinez,Loren Rodriguez,Luis Rivera Alverio,Luis F Silva,Luisa Amaro Rosario,Luz Celenia Soto,Martinez Sylmarie M Marrero,Miguel B Ramos,Normaliz Rodriguez,Nydia M Arroyo,Pedro A Rivera,Rebeca G Leon,Rene Villa,Ricardo S Martinez,Roberto Collazo,Sarai Gonzalez Rodriguez,Stuart Ivan Ramirez,Zayra R Salgado
🕐 16 previous addresses

Sylvia Collazo

Age 61 b. 1965-02-27
📍 13314 Windmill Trace, Helotes Tx 78023
📞 (210) 415-7140, (210) 219-6087
✉️ COLLAZOL0118@GMAIL.COM, collazol0118@gmail.com

Sylvia Collazo from Orlando, FL

Age 78
📍 1943 River Park Blvd, Orlando, FL 32817
📞 (407) 382-0323, (407) 657-2825
👨‍👩‍👧 Relatives: Merius A Collazo,Gonzalez Nerius Collazo,Joseph R Collazo,Nervis A Collazo,Judith H Shemetulskis

Sylvia Collazo from Brooklyn, NY

Age 55
📍 626 President St #2, Brooklyn, NY 11215
📞 (718) 399-6955, (718) 857-8756
👨‍👩‍👧 Relatives: Daisy M Collazo,Annette Collazo,Orester Collazo,Santia Collazo,Ramone J Collazo,Maximina Collazo

Sylvia Collazo from Orlando, FL

Age 90 b. Dec 1935 Orange Co.
📍 1943 River Park Blvd
📞 (407) 382-0323

Sylvia Collazo from Raeford, NC

Age 89 b. Jul 1936 Hoke Co.
📍 Po Box 161
📞 (910) 281-5111

Sylvia Collazo from Staten Island, NY

Age 44 b. Oct 1981
📍 371 Van Name Ave Apt 2d
📞 (787) 528-6625
👤 aka Sylvia Yadira Collazo-Williams, Sylvia Yadira Collazo Willians, Sylvia Collazo

Sylvia Collazo from Seattle, WA

Age 69 b. 1957 King Co.
📍 11005 Palatine Ave N
📞 (206) 365-7729

Sylvia Collazo from San Antonio, TX

Age 61 b. 1965 Bexar Co.
📍 7823 Sierra Verde
📞 (210) 647-9922

Sylvia Collazo from San Jose, CA

Age 68 b. Dec 1957 Santa Clara Co.
📍 1737 Crucero Dr Unit 3
📞 (505) 234-1172
👤 aka Sylvia C Ocampo, Sylvia Collazo

Sylvia Collazo from Miami, FL

Age 65 b. Jul 1960 Miami Dade Co.
📍 3211 Sw 93rd Pl
📞 (561) 286-1794
👤 aka Sylvia Lopez

Sylvia Collazo from Westminster, CA

Age 91 b. Jun 1934 Orange Co.
📍 13562 Richardson Way
📞 (714) 893-3148

Sylvia Collazo from Miami, FL

Age 65 b. Jul 1960 Miami-Dade Co.
📍 14021 Sw 108th St
📞 (305) 386-5070

Sylvia Collazo from Miami, FL

Age 93 b. May 1932 Miami Dade Co.
📍 7209 Nw 12th St
📞 (404) 350-8222

Sylvia Collazo from Colton, CA

Age 59 b. Dec 1966 San Bernardino Co.
📍 1316 S Meadow Ln Unit 117 A 1
📞 (615) 459-3036
👤 aka Sylvia Wilkerson

Sylvia Collazo from Humacao, PR

0
📍 791 Bda Patagonia St Cond #32, Humacao, PR 00791
📞 (973) 485-6881

Sylvia Collazo from Miami, FL

0
📍 1838 4th Ave, Miami, FL 33129
👨‍👩‍👧 Relatives: Nicolas Maximo Collazo,N Collazo

Sylvia Collazo

📍 1202 Willow Way, Yorkville Il
📞 (630) 631-7644
✉️ SYLVIACOLLAZO12@GMAIL.COM

Sylvia Collazo

📍 208 Wall St Apt 307, Daytona Beach Fl
📞 (787) 648-6653
✉️ DRCOLLAZO13@AOL.COM

Sylvia Collazo from Redondo, CA

Female
📍 661464 Po Box
📞 (310) 698-9149 (T-MOBILE)

Sylvia Collazo from Laredo, TX

Age 68 b. Sep 1957 Webb Co.
📍 1706 Denmark Ln

Sylvia Collazo from Bronx, NY

Age 77 b. Sep 1948 Bronx Co.
📍 2545 Sedgwick Av 1 C

Sylvia Collazo from West Chester, PA

Age 73 b. Sep 1952 Chester Co.
📍 215 N Everhart Ave

Sylvia Collazo from Kissimmee, FL

Age 89 b. Jan 1937 Osceola Co.
📍 1354 Dorado Dr B

Sylvia Collazo from Whiting, IN

Age 64 b. Sep 1961 Lake Co.
📍 1305 W Fred St

Sylvia Collazo from Aberdeen, NC

Age 89 b. Jul 1936 Hoke Co.
📍 125 Perhealth Dr

Sylvia Collazo from Burbank, IL

Age 54 b. Feb 1972
📍 5334 State Rd
👤 aka Sylvia Collazo Ramos, Sylvia Martinez Collazo-Ramos, Sylvia Collazoramos

Sylvia Collazo from Fresno, CA

Age 68 b. Sep 1957 Fresno Co.
📍 5384 W Mission Ave
👤 aka Rodriguez Sylvia M

Sylvia Collazo from Laredo, TX

Age 87 b. Sep 1938 Webb Co.
📍 2703 E Kearney St

Sylvia Collazo from Billings, MT

Age 77 b. Sep 1948 Yellowstone Co.
📍 2511 2nd Ave

Sylvia Collazo from Hialeah, FL

Age 52 b. May 1973 Miami Dade Co.
📍 6745 Nw B St

Sylvia Collazo from New Braunfels, TX

0
📍 2027 Eastman Ave, New Braunfels, TX 78130

Sylvia Collazo from Bronx, NY

Bronx Co.
📍 1015 Home St Apt 3
📞 (503) 475-2891

Sylvia Collazo from West Chester, PA

Chester Co.
📍 101 N 5 Points Rd
📞 (610) 344-9327

Sylvia Collazo from Green Bay, WI

Brown Co.
📍 1423 Crooks St
📞 (909) 689-8534
👤 aka Rodigez, Sylvia A Rodriguez

Sylvia Collazo from Fresno, CA

Age 91 b. 1935 Female
📍 2334 W Dennett Ave Apt 112

Sylvia Collazo from Maunabo, PR

Maunabo Co.
📍 707 Urb Vil Navarro 6

Sylvia Collazo from Bayamon, PR

Bayamon Co.
📍 956 Vils De Sant Juan A 9 Torr

Sylvia Collazo from Easton, PA

Northampton Co.
📍 1046 Northampton St B

Sylvia Collazo from Bronx, NY

Bronx Co.
📍 2545 Sedgwick Ave 1 C

Sylvia Collazo from Bayamon, PR

Bayamon Co.
📍 956 Vils De Station Juan A 9 St Torr

Sylvia Collazo from San Antonio, TX

Bexar Co.
📍 542 Weizmann St

Sylvia Collazo from Rialto, CA

San Bernardino Co.
📍 1033 N Cactus Ave 11

Sylvia Collazo from Bronx, NY

Bronx Co.
📍 2545 Sedgwick Ave Apt 1 C

Sylvia Collazo from San Jose, CA

Santa Clara Co.
📍 1528 Mountain Herman Dr
👤 aka Ocampo Sylvia C

Sylvia Collazo from Bayamon, PR

Bayamon Co.
📍 957 Urb Mira St Cast Blk 16 7

Sylvia Collazo from Bakersfield, CA

Kern Co.
📍 4032 O St

Sylvia Collazo from Fort Worth, TX

Tarrant Co.
📍 6020 Oakland Bend Dr

Unknown Person

Unknown Person

Unknown Person

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 51 contact records for Sylvia Collazo across 12 states. The most recent address on file is in Orlando, Florida. Of these records, 22 include phone numbers and 4 include email addresses. Ages range from 55 to 78, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Collazo Sylvia

Marion County
PIN: 16560-025-00
· No Situs, Silver Springs 34488
Value: $2,040

Collazo Sylvia

Marion County
PIN: 16560-025-00
· No Situs, Silver Springs
Assessed: $3,060

Collazo Sylvia

Polk County
PIN: 273122929591001050
· Florida Jay Ln, Frostproof
Assessed: $4,000

Collazo Sylvia C

Comal County
· 1553 Canyon Trace Canyon Lake, Canyon-Lake

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 4 property records linked to Sylvia Collazo in Canyon-Lake. Values shown are from county assessor records and may differ from current market prices.

Sylvia Collazo

Unaffiliated
880 Franklin Ave 602, Newark, 07107
DOB: 4/14/1957
County: Essex

Sylvia J Collazo

NF Reg: 10/22/2006
723 W Washington St 1, Allentown, PA, 18102
DOB: 12/24/1954 Gender: Unknown

Sylvia Collazo

104 N Broom St, Wilmington, 19805
DOB: 1987
County: N

Sylvia Isabel Collazo

2500 Coral Springs Dr, Coral Springs, , 330653840

Sylvia Collazo

Reg: 304354897
626 President Street 2 Fl
DOB: 19590506 Gender: Female
Senate: 7

Sylvia J Collazo

723 W Washington St 1
DOB: 12/24/1954 Gender: Unknown

Sylvia L Collazo

Reg: 10/07/1988
11005 Palatine Ave, Seattle, WA, 98133
DOB: 10/13/1957 Gender: Female
County: KI

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 7 voter registration records were found for Sylvia Collazo in Pennsylvania, , Washington. Records show affiliations with U, NF, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2004 Lexus Rx 330
· Registered to: Sylvia Collazo
· VIN: JTJGA31U840033815
·
14021 Sw 108Th St, Miami, FL, 33186
2009 NISSAN VERSA
· Registered to: Sylvia Collazo
· VIN: 3N1BC13E79L393740
·
11005 Palatine Ave N, Seattle, WA, 98133-8740
2004 FORD MUSTANG CAR BASIC SPORTY
· Registered to: Sylvia Collazo
·
1553 Canyon Trce, Canyon Lake, TX, 78133

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 3 vehicle registration records are associated with Sylvia Collazo. Registered makes include Lexus, Nissan, Ford. The most recent model year on record is 2009. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Pediatric Associates PA

Human Resources Manager
+19544868020
LinkedIn

Sylvia Collazo

Medical Doctor
Fsfhc And Pcc Health Centers In Florida
United States Medical Practice
LinkedIn

Sylvia Collazo

Human Resources Manager
Pediatric Associates, South Florida
Florida
scollazo@pediatricassociates.com
LinkedIn

MT Hood Solutions

Sylvia CollazoPresident
for3v3rb3lla@aol.com
106 Buena Vista Ave, Yonkers, NY10701
mthoodchem.com

Sylvia Collazo

secretary at Fresenius Medical

Pharmaca Integrative Pharmacy

Sylvia CollazoElementary Teacher
(305) 386-5070sylviaco@baptisthealth.net
14021s.w.108st, Miami, FL33186

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 15 business affiliations were found for Sylvia Collazo. Companies include Fsfhc And Pcc Health Centers In Florida, Pharmaca Integrative Pharmacy. Roles listed include Human Resources Manager and President. Records are compiled from state business registries, SEC filings, and professional networking databases.

Sylvia Collazo

Lehigh Sr. High School - Lehigh Acres, FL, FL
2000

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Sylvia Collazo has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Sylvia M Collazo

Age 81 Female
·
1943 River Park Blvd, Orlando, FL 32817 (Orange County)
28.5753, -81.2376
· (407) 382-0323
Marital: Married TZ: Eastern
Homeowner Single Family Built 1992 Purchased 1975
MP

Sylvia C Collazo

Age 60 Female
·
1553 Canyon Trce, Canyon Lake, TX 78133 (Comal County)
29.9334, -98.2237
· (830) 223-7002
Marital: Single TZ: Central
Edu: Some College
Homeowner Single Family Built 1997 Purchased 2004
MP

Sylvia I Collazo

Age 34 Female
·
2500 Coral Springs Dr, Pompano Beach, FL 33065 (Broward County)
26.2619, -80.2663
Marital: Married TZ: Eastern
Homeowner Multi-Family Built 1978 Purchased 2002
MP

Sylvia Collazo

Age 57 Female
·
14021 SW 108th St, Miami, FL 33186 (Miami-Dade County)
25.6668, -80.4227
· (305) 386-5070
Marital: Single TZ: Eastern
Occ: Healthcare Edu: Some College
Homeowner Single Family Built 1981 Purchased 2005
MP

Sylvia G Collazo

Age 82 Female
·
1706 Denmark Ln, Laredo, TX 78045 (Webb County)
27.6020, -99.4643
· (956) 717-1951
Marital: Married TZ: Central
Homeowner Single Family Built 1999 Purchased 2000
MP

Sylvia Collazo

Age 58 Female
·
626 President St, Brooklyn, NY 11215 (Kings County)
40.6762, -73.9820
Marital: Single TZ: Eastern
Homeowner Multi-Family
MP

Sylvia Collazo

Female
·
615 Koala Ct, Kissimmee, FL 34759 (Polk County)
28.1144, -81.4575
TZ: Eastern
Homeowner Single Family Built 1989
MP

Sylvia Collazo

Age 45 Female
·
5334 State Rd, Burbank, IL 60459 (Cook County)
41.7511, -87.7546
· (773) 584-1456
Marital: Inferred Single TZ: Central
Homeowner Single Family
MP

Sylvia Collazo

Female
·
3472 NE 3rd Dr, Homestead, FL 33033 (Miami-Dade County)
25.4705, -80.4709
TZ: Eastern
Homeowner Single Family Built 2006 Purchased 2015
MP

Sylvia G Collazo

Age 52 Female
·
5018 Doverbrook, San Antonio, TX 78238 (Bexar County)
29.4805, -98.6240
Marital: Married TZ: Central
Edu: Some College
Single Family
MP

Sylvia M Collazo

Age 30 Female
·
4920 W Knights Griffin Rd, Plant City, FL 33565 (Hillsborough County)
28.0762, -82.1828
TZ: Eastern
Single Family
MP

Sylvia Collazo

Age 63 Female
·
226 S 15th St, Allentown, PA 18102 (Lehigh County)
40.5945, -75.4866
· (610) 351-0461
TZ: Eastern
Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 12 demographic profiles associated with Sylvia Collazo. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Sylvia Collazo. These loans were issued to businesses, not individuals.

Zarak Jones

Independent Contractors

$20,832 Paid in Full
Address:
3472 NE 3rd Dr
Homestead, FL33033-7134
Approved

May 12, 2021

Forgiven

$20,953

Jobs Reported

1

Loan #

9724988902

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Sylvia Collazo. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Sylvia Collazo on the map

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Found 74 results across 11 states

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Sylvia Collazo in Helotes, TX: Background Summary

Location
13314 Windmill Trace, Helotes Tx 78023, Helotes, TX
Other Locations
Orlando, FL · Raeford, NC · Staten Island, NY and 24 more
Profiles Found
51 people with this name
Phone Numbers
(773) 691-0042 and 23 others on file
Email
sylvia.1972@concentric.net and 5 others on file
Possible Relatives
Jose R Marrero, Luis Collazo, Maria I Caez, Maria D Ramos, Rene Villa and 52 more
Career
Human Resources Manager, President at Fsfhc And Pcc Health Centers In Florida, Pharmaca Integrative Pharmacy
Voter Registration
Registered No Party Preference
Properties
3properties owned
Vehicles
3 linked — 2004 Lexus Rx 330, 2009 Nissan Versa and 1 more
PPP Loans
$20,832 for Zarak Jones

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Sylvia Collazo. Because public records are indexed by name rather than by a unique identifier, the 107 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Sylvia Collazo

Search Complexity: High

107 public records across 11states, belonging to approximately 51 different individuals. With 51 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: Florida (23%), followed by Texas and New York. Spans the South and West regions.

FL25recordsTX11recordsNY9recordsCA9recordsPA6recordsMT4records

Record Type Breakdown

Data spans 6 record categories. Largest: Contact & Address Records (68%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (15) and Voter Registration Records (7).

64
Contact & Address Records
15
Business & Corporate Filings
7
Voter Registration Records
4
Property Ownership Records
3
Vehicle Registration Records
1
PPP Loan Records

Age Distribution

Age range: approximately 49 years, suggesting multiple generations. Largest group: Senior (65+) (65%).

Senior (65+)11peopleMiddle-Age (40-64)6people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Sylvia Collazo

Is Sylvia Collazo a registered voter?
Yes, voter registration records show Sylvia Collazo is registered with U affiliation. We found 7 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Sylvia Collazo own property?
County assessor records show 4 properties associated with Sylvia Collazo . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Sylvia Collazo?
Records show 3 vehicle registrations associated with Sylvia Collazo, including a 2004 Lexus Rx 330. Registered makes include Lexus, Nissan, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Sylvia Collazo?
We found 15 business affiliations for Sylvia Collazo (Human Resources Manager). Other companies include Pharmaca Integrative Pharmacy. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Sylvia Collazo?
Our database contains 107 total records for Sylvia Collazo spanning 11 states. This includes 51 distinct contact records, 22 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Sylvia Collazo?
The 107 records displayed for Sylvia Collazo are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Sylvia Collazo remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.