Thomas Ragukonis from Saddle River, NJ

Age 49
๐Ÿ“ 6 Christopher Pl, Saddle River, NJ 07458
๐Ÿ“ž (201) 847-1178, (201) 634-9000

Thomas Ragukonis from Edgewater, NJ

Male
๐Ÿ“ 968 River Rd
๐Ÿ“ž (201) 248-7866 (VERIZON WIRELESS)

Thomas Ragukonis from Belleville, NJ

Age 85 b. Sep 1940 Essex Co.
๐Ÿ“ 1 Austin St

Thomas Ragukonis from Wyckoff, NJ

Age 60 b. May 1965 Bergen Co.
๐Ÿ“ 324 Birch Py

Thomas Ragukonis from Saddle River, NJ

Age 61 b. 1965 Male
๐Ÿ“ 6 Christopher Pl
๐Ÿ’ผ 1310
๐Ÿ“ž (201) 825-2686

Thomas P Ragukonis from Mahwah, NJ

๐Ÿ“ 1241 Mulberry Dr, Mahwah, NJ 07430
๐Ÿ“ž (201) 818-4854

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 6 contact records for Thomas Ragukonis in New Jersey. The most recent address on file is in Edgewater, New Jersey. Of these records, 4 include phone numbers. The listed age is 49. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Ragukonis, Thomas P.

Residential Bergen County
· 6 Christopher Pl, 074582904

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Thomas Ragukonis. Values shown are from county assessor records and may differ from current market prices.

Thomas P Ragukonis

Unaffiliated
6 Christopher Pl, Saddle River, 07458
DOB: 5/16/1965
County: Bergen

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Thomas Ragukonis. Party affiliation is listed as U. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Mercedes-Benz S-Class
ยท Registered to: Thomas Ragukonis
ยท VIN: WDDNG9EB8CA457076
·
30 W Century Rd, Paramus, NY, 10020-1001
·
(201) 634-9000
2009 Mercedes-Benz SL-Class
ยท Registered to: Thomas Ragukonis
ยท VIN: WDBSK79F89F154726
·
30 W Century Rd, Paramus, NJ, 07652
·
(201) 634-9000
2010 FERRARI 458 ITALIA
ยท Registered to: Thomas Ragukonis
ยท VIN: ZFF67NFA2A0175470
·
30 W Century Rd Ste 310, Paramus, NJ, 07652-1421
2008 Mercedes-Benz Cl-Class
ยท Registered to: Thomas Ragukonis
ยท VIN: WDDEJ79X08A012785
·
30 W Century Rd Ste 310, Paramus, NJ, 07652-1421
·
(201) 634-9000

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Thomas Ragukonis. Registered makes include Mercedes-Benz, Ferrari. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Bergen Pain Management

Director
thomas@bergenpain.com
Paramus,

Alliance Medibilling

Partner
Paramus, NJ
Engineering, Management, Accounting, Research and Related Industries (Services)

Ragukonis Tom MD

Principal
Paramus, NJ
Health Services (Services)

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 3 business affiliations were found for Thomas Ragukonis. Companies include Alliance Medibilling, Ragukonis Tom MD. Roles listed include Director. Records are compiled from state business registries, SEC filings, and professional networking databases.

Thomas Ragukonis

MD
INTERVENTIONAL PAIN MANAGEMENT
Individual Male
NPI: 1992744312
School: RUTGERS NEW JERSEY MEDICAL SCHOOL (1991)
Org: Bergen Pain Management PC

Source: CMS NPI Registry (NPPES) ยท State Medical Boards ยท Healthcare Provider Databases 1 healthcare provider record found for Thomas Ragukonis in the CMS National Provider Identifier registry. NPI registration is required for providers billing Medicare or Medicaid. Listing here does not constitute an endorsement of care quality.

Thomas Ragukonis

Belleville Sr. High School - Belleville, NJ, NJ
1983

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Thomas Ragukonis has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$5,000 Jan 14, 2009
2010
American Society Of Interventional Pain Physician Pac
Ragukonis, Thomas Physician @ Self Saddle River, NJ
$5 Nov 12, 2020
2020
Trump Make America Great Again Committee
Ragukonis, Thomas Physician @ Self Employed Paramus, NJ
$2,700 Dec 7, 2015
2016 REP
Christie, Christopher J
Ragukonis, Thomas P Physician @ Thomas P Ragukonis Paramus, NJ
$2,400 Mar 28, 2013
2014 DEM
Shaheen, Jeanne
Ragukonis, Thomas P Physician @ Bergen Pain Management Paramus, NJ
$3,400 Aug 27, 2009
2010 REP
Christie, Chris
Ragukonis, Thomas P Health Physicians @ Bergen Pain Management Saddle River, NJ
$750 Jul 21, 2003
2004
Rnc Republican National State Elections Committee
Ragukonis, Thomas Medical Doctor @ Self-Employed Saddle River, NJ
$1,000 Mar 15, 2011
2012 DEM
Rothman, Steven Richard
Ragukonis, Thomas P Physician @ Self Upper Saddle River, NJ
$1,600 Nov 3, 2008
2008 DEM
Rothman, Steven Richard
Ragukonis, Thomas P Physician @ Self Paramus, NJ
$1,000 Sep 17, 2012
2012 REP
Kyrillos, Joseph M Jr
Ragukonis, Thomas Medical Director @ Bergen Pain Mgmt Paramus, NJ
$35,000 Aug 17, 2020
2020
Trump Victory
Ragukonis, Thomas P Medical Director @ Bergen Pain Management PC Paramus, NJ
$500 Oct 30, 2009
2010 REP
Assembly Republican Victory 2009
Ragukonis, Thomas Health Physicians @ Bergen Pain Mgmt Saddle River, NJ
$2,800 Jul 20, 2020
2020
Trump Victory
Ragukonis, Thomas Physician @ Self Employed Paramus, NJ
$500 Jul 28, 2008
2008 REP
McCain, John S
Ragukonis, Thomas P Physician @ Bergen Pain Management Paramus, NJ
$700 Nov 3, 2008
2008 DEM
Rothman, Steven Richard
Ragukonis, Thomas P Physician @ Self Paramus, NJ
$100 Aug 26, 2003
2004
Nrcce Non Federal 1
Ragukonis, Thomas Bergen Pain Management Center Paramus, NJ
$1,000 Oct 19, 2020
2020 DEM
Norcross, Donald W
Ragukonis, Thomas Physician @ Self Paramus, NJ
$4,000 Jun 14, 2004
2004
Renewing Opportunity Trust And Hope Pac Aka Roth Pac
Ragukonis, Thomas Physician @ Bergen Pain Management Paramus, NJ
-$200 Jul 17, 2010
2010 DEM
Specter, Arlen
Ragukonis, Thomas P Saddle River, NJ
$5,800 Jul 12, 2021
2022 DEM
Gillibrand, Kirsten
Ragukonis, Thomas Medical Doctor @ Bergen Pain Management PC Saddle River, NJ
$1,300 Sep 29, 2008
2008 REP
McCain, John S
Ragukonis, Thomas P Physician @ Bergen Pain Management Paramus, NJ
$35,000 Oct 13, 2020
2020
Trump Victory
Ragukonis, Thomas P Physician @ Self Employed Paramus, NJ
$3,800 Jun 28, 2013
2014 REP
Christie, Christopher J
Ragukonis, Thomas P Health Physicians @ Bergen Pain Mgmt Paramus, NJ
$1,000 Sep 28, 2010
2010 REP
Donovan, Kathleen A
Ragukonis, Thomas P Health Physicians @ Bergen Pain Mgmt Saddle River, NJ
$1,000 May 28, 2008
2008 REP
McCain, John S
Ragukonis, Thomas MD @ Bergen Pain Management Paramus, NJ
$3,400 Sep 4, 2009
2010 REP
Christie, Chris & Guadagno, Kim
Ragukonis, Thomas P Health Physicians @ Bergen Pain Management Saddle River, NJ
$500 Sep 29, 2020
2020 REP
Arizona Republican Party
Ragukonis, Thomas Physician @ Self Employed Paramus, NJ
$2,500 Sep 30, 2012
2012 REP
Kyrillos, Joseph M Jr
Ragukonis, Thomas Medical Director @ Bergen Pain Mgmt Paramus, NJ
$250 Oct 15, 2020
2020
Trump Make America Great Again Committee
Ragukonis, Thomas Physician @ Self Employed Paramus, NJ
$100 Nov 15, 2020
2020
Trump Make America Great Again Committee
Ragukonis, Thomas Physician @ Self Employed Paramus, NJ
$5,000 Apr 18, 2003
2004
Nrcce Non Federal 1
Ragukonis, Thomas Bergen Pain Management Center Paramus, NJ
$2,400 Dec 30, 2009
2010 DEM
Specter, Arlen
Ragukonis, Thomas P Physician @ Bergen Pain Management Saddle River, NJ
$2,000 Apr 20, 2010
2010 DEM
Rothman, Steven Richard
Ragukonis, Thomas P Physician @ Self Upper Saddle River, NJ
$2,600 Mar 28, 2013
2014 DEM
Shaheen, Jeanne
Ragukonis, Thomas P Physician @ Bergen Pain Management Paramus, NJ
$2,400 Jul 20, 2009
2010 DEM
Ackerman, Gary L
Ragukonis, Thomas P Physician @ Bergen Pain Management Saddle River, NJ
$500 Sep 22, 2008
2008 REP
McCain, John S
Ragukonis, Thomas P Physician @ Bergen Pain Management Paramus, NJ
-$1,000 Sep 30, 2012
2012 REP
Kyrillos, Joseph M Jr
Ragukonis, Thomas Paramus, NJ
$2,800 Oct 25, 2019
2020 REP
Trump, Donald J
Ragukonis, Thomas Medical Director @ Bergen Pain Management PC Paramus, NJ
$1,000 Oct 19, 2020
2020 DEM
Norcross, Donald W
Ragukonis, Thomas Physician @ Self Employed Paramus, NJ
$10,000 Oct 13, 2020
2020 REP
California Republican Party Federal Acct.
Ragukonis, Thomas Physician @ Self Employed Paramus, NJ
$180 Nov 14, 2003
2004
Rnc Republican National State Elections Committee
Ragukonis, Thomas Physician @ Self-Employed Saddle River, NJ
$2,000 Jun 2, 2004
2004 DEM
Rothman, Steven Richard
Ragukonis, Thomas Physician @ Self Paramus, NJ
$5,600 Oct 25, 2019
2020
Trump Victory
Ragukonis, Thomas Medical Director @ Bergen Pain Management PC Paramus, NJ
$2,000 Mar 13, 2007
2008 DEM
Senate Democratic Majority Of New Jersey
Ragukonis, Thomas P Other Wyckoff, NJ
$2,400 Jun 24, 2009
2010 DEM
Rothman, Steven Richard
Ragukonis, Thomas P Physician @ Self Paramus, NJ
$1,000 Apr 30, 2008
2008
American Society Of Interventional Pain Physician Pac
Ragukonis, Thomas Physician @ Self Paramus, NJ
$5,834 Mar 2, 2020
2020
Trump Victory
Ragukonis, Thomas Physician @ Bergen Pain Management Paramus, NJ
$20 Nov 11, 2020
2020 REP
Trump, Donald J
Ragukonis, Thomas Physician @ Self Employed Paramus, NJ
$500 Dec 14, 2015
2016 REP
Carson, Benjamin S Sr Md
Ragukonis, Thomas P Physician @ Self Employed Paramus, NJ
$3,400 Aug 27, 2009
2010 REP
Christie, Chris & Guadagno, Kim
Ragukonis, Thomas P Health Physicians @ Bergen Pain Management Paramus, NJ
$500 Aug 13, 2009
2010 REP
National Republican Congressional Committee
Ragukonis, Thomas P Physician @ Self-Employed Paramus, NJ
$2,400 Mar 28, 2013
DEM
Shaheen, Jeanne
Contributor Physician @ Bergen Pain Management Paramus, NJ
$1,000 Jul 30, 2020
Unknown Committee
Ragukonis, Thomas Physician @ Self-Employed Paramus, NJ
$3,800
2014 REP
Christie, Christopher J
Contributor Health Physicians @ Bergen Pain Mgmt Paramus, NJ

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 53 political contribution records found for Thomas Ragukonis. Total disclosed contributions amount to $176,439. Recipients include Shaheen, Jeanne, Christie, Christopher J. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Thomas Ragukonis

Male
·
238 Cambridge Oaks, Park Ridge, NJ 07656 (Bergen County)
41.0435, -74.0549
TZ: Eastern
Single Family
MP

Thomas P Ragukonis

Age 52 Male
·
6 Christopher Pl, Saddle River, NJ 07458 (Bergen County)
41.0243, -74.1034
· (201) 825-2686
Marital: Single TZ: Eastern
Occ: Technical Edu: Some College
Homeowner Single Family Built 2003 Purchased 2002

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 2 demographic profiles associated with Thomas Ragukonis. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Thomas Ragukonis. These loans were issued to businesses, not individuals.

Orthopaedic And Spine Institute Of Nj Ll

Partnership

$126,325 Paid in Full
Address:
30 W Century Rd Ste 300
Paramus, NJ07652-1435
Approved

Feb 18, 2021

Forgiven

$127,108

Jobs Reported

14

Loan #

1048158505

Loan Size

Small

Paramus Mri LLC

Limited Liability Company(LLC

$221,523 Paid in Full
Address:
30 W Century Rd Ste 100
Paramus, NJ07652-1421
Approved

Feb 11, 2021

Forgiven

$223,696

Jobs Reported

22

Loan #

7101928410

Loan Size

Medium

The Foot & Ankle Center Of New Jersey PA

Corporation

$41,897 Paid in Full
Address:
30 W Century Rd Ste 240
Paramus, NJ07652-1435
Approved

Mar 2, 2021

Forgiven

$42,168

Jobs Reported

8

Loan #

6019648503

Loan Size

Small

Paramus Mri, LLC

Limited Liability Company(LLC

$239,800 Paid in Full
Address:
30 W Century Rd Ste 100
Paramus, NJ07652-1421
Approved

Apr 14, 2020

Forgiven

$242,487

Jobs Reported

14

Loan #

6601067102

Loan Size

Medium

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Thomas Ragukonis. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Thomas Ragukonis on the map

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17
1

Thomas Ragukonis in Saddle River, NJ: Background Summary

Location
6 Christopher Pl,Saddle River, NJ 07458, Saddle River, NJ
Other Locations
Edgewater, NJ ยท Belleville, NJ ยท Wyckoff, NJ and 1 more
Profiles Found
6 people with this name
Phone Numbers
(201) 847-1178 and 3 others on file
Possible Relatives
Thomas Chester Ragukonis, Ragukonis Rose Thomas, Jessica Ragukonis, M Ragukonis, Tom Ragukonis and 1 more
Career
Director at Alliance Medibilling, Ragukonis Tom MD
Voter Registration
Registered No Party Preference
Vehicles
4 linked โ€” 2012 Mercedes-Benz S-Class, 2009 Mercedes-Benz SL-Class and 2 more
Contributions
$176.4K total โ€” Christie, Christopher J, Shaheen, Jeanne
Healthcare
Licensed provider โ€” INTERVENTIONAL PAIN MANAGEMENT
PPP Loans
$630K for Orthopaedic And Spine Institute Of Nj Ll, Paramus Mri LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Thomas Ragukonis. Because public records are indexed by name rather than by a unique identifier, the 76 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Healthcare Provider Data

Healthcare provider information is sourced from the National Plan and Provider Enumeration System (NPPES), a registry managed by the Centers for Medicare and Medicaid Services (CMS). Every healthcare provider that bills Medicare or Medicaid is required to obtain a National Provider Identifier (NPI), so the presence of an NPI listing confirms that the individual holds recognized healthcare credentials. The specialty, practice address, and taxonomy codes reflect the provider's own attestation at the time of registration or most recent update. An NPI listing does not constitute an endorsement of care quality, nor does it indicate whether the provider is currently accepting new patients.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Thomas Ragukonis

Search Complexity: Moderate

76 public records across 2states, belonging to approximately 6 different individuals. There are 6 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are concentrated across 2 states. Highest concentration: New Jersey (22%), followed by New York. Concentrated in the Northeast.

NJ17recordsNY1record

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (73%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (6) and Vehicle Registration Records (4).

53
Political Contribution Records
6
Contact & Address Records
4
Vehicle Registration Records
4
PPP Loan Records
3
Business & Corporate Filings
1
Property Ownership Records

Age Distribution

Age range: approximately 37 years, suggesting multiple generations. Largest group: Senior (65+) (33%).

Senior (65+)1personMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Thomas Ragukonis

Is Thomas Ragukonis a registered voter?
Yes, voter registration records show Thomas Ragukonis is registered with U affiliation. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Thomas Ragukonis own property?
County assessor records show 1 property associated with Thomas Ragukonis . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Thomas Ragukonis?
Records show 4 vehicle registrations associated with Thomas Ragukonis, including a 2012 Mercedes-Benz S-Class. Registered makes include Mercedes-Benz, Ferrari. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Thomas Ragukonis?
We found 3 business affiliations for Thomas Ragukonis (Director). Other companies include Ragukonis Tom MD. Business records are compiled from state registries, SEC filings, and professional databases.
Is Thomas Ragukonis a healthcare provider?
Yes, the CMS National Provider Identifier registry lists Thomas Ragukonis as a registered healthcare provider (NPI: 1992744312). NPI registration is required for all providers billing Medicare or Medicaid. This listing confirms enrollment in the federal healthcare system but does not indicate quality of care.
Has Thomas Ragukonis made political donations?
FEC disclosure records show 53 reported political contributions from Thomas Ragukonis, totaling $176,439. Recipients include Shaheen, Jeanne and Christie, Christopher J. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Thomas Ragukonis?
Our database contains 76 total records for Thomas Ragukonis spanning 2 states. This includes 6 distinct contact records, 4 with phone numbers. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Thomas Ragukonis?
The 76 records displayed for Thomas Ragukonis are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Thomas Ragukonis remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.