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Todd Calkins from Rowlett, TX

Age 56 b. 8/3/1969
📍 7309 Mercurys Rd, #rowlett, TX 75089-5143
✉️ robert.calkins@twcny.rr.com, tcalkins26@yahoo.com, todd_calkins@acs-inc.com, tcalkins@sbcglobal.net, tcalkins26@lycos.com, tcalkins2@yahoo.com, tcalkins@verizon.net, tcalkins@hotmail.com, tcalkins@yahoo.com, tcalkins26@verizon.net, tcalkins26@hotmail.com
👨‍👩‍👧 Relatives: Todd Jamie Calkins,Mary E Kelly,Robert D Calkins,Robert C Calkins,Susan L White,Albert L Kelly,Albert Lee Kelly Jr,Albert L Kelly,Alicia Kelly,Anka S Rowland,Annamaria White Houston,Country Stor Calkins,Elizabeth G Kelly,Eric Michael Ruthven,James A Cumby,James P White,Josephine Calkins,Juanita Cumby,Julian Lance Kelly,Kaitlyn Kelly,Kirsten Nicole Calkins,Laura J Cumby,Linda S White,Lloyd I Calkins,Mary L Ray,Michael P Kelly,Micheal P Kelly,Michelle Lee Burgess,Misty Kelly,Nishelynn A Kelly,Patricia Anne Kelly,Paul P White Jr,Pearl Sandra Blitch,Rashaun M Kelly,Sarah A Calkins,Sonovia Lakee Kelley,Ardith Wayne Little,Brandon Jack York,Courtney R Hazelwood,Cynthia Ann Hazelwood,Danny Wayne Kelley,James Clinton Hazelwood,Kelly Michelle Simmons,Lindsey A Jett,Matthew Lamont Atchison,Mitchell Hazelwood,Pawn New York,Robert Jerome Ray,Roger D Rowland,Vonda Deanna White
🕐 10 previous addresses

Todd Calkins

Age 63 b. 1962-10-15
📍 28221 Emery, Roseville Mi 48066
📞 (586) 779-4766, (586) 214-7361, (586) 214-7360
✉️ TGC3@CHRYSLER.COM, tgc3@chrysler.com, toddcalkins48@yahoo.com

Mr Todd Matthew Calkins from Battle Creek, MI

Age 56 b. 5/10/1969
📍 157 Eastwood Dr, #battle Creek, MI 49017-3107
👨‍👩‍👧 Relatives: Ashley D Calkins,Edward R Calkins,Kelly C Case,Michel L Vincent,Michelle Calkins,Myra L Calkins,Oletta Calkins,Aaron R Winchell,Cheri L Reece Calkins,Corey M Vincent,Daniel Lee Case,Hunter J Winchell,Jeffery Erwin Case,Jeffrey Scott Case,Joshua L Allen,Kathleen J Vincent,Michael Todd Case,Michael D Castillo,Michel L Calkins,Michel Lynn Vincent-Winchell,Robert D Vincent,Rose Marie Vincent,Stevie Lynn Hatch,Vera V Case,Billy Coleman Roberts,Daniel W Roberts,Danielle M Cornish,David Lee Parmer,David M Roberts Sr,Derek Ryan Cornish,Evelyn B Castillo,Gary L Cornish Jr,Gary L Cornish Sr,Hubert D Roberts,Hubert D Roberts Jr,Jason J Winchell,Jill M Perkins,Kathy R Moore,Kathy D Roberts,Mark Douglas Vincent Jr,Mark D Vincent,Marlin J Winchell,Melgene Castillo Shoemake,Monica Ann Cornish,Oscar Castillo Flores,Samuel Bueno,Sarah E Case,Stacey A Roberts,Vicki A Winchell
🕐 7 previous addresses

Todd Calkins

Age 60 b. 1965-10-31
📍 1317 Twisting Meadows Dr, Haslet Tx
📞 (303) 807-5498, (303) 807-5498
✉️ TODD.CALKINS@SABRE.COM

Todd Calkins from South Hadley, MA

Age 44
📍 9 Silverwood Ter, South Hadley, MA 01075
📞 (413) 532-5181, (413) 532-5181, (413) 536-2452
👨‍👩‍👧 Relatives: Sandra Ann Calkins,William C Calkins,Lisa Ann Calkins

Todd Calkins from South Hadley, MA

Age 56 b. Dec 1969 Hampshire Co.
📍 9 Silverwood Ter
📞 (413) 532-5181, (413) 636-5634

Todd Calkins from Baldwinsville, NY

Age 41
📍 7718 Perry Rd, Baldwinsville, NY 13027
📞 (315) 638-0813
👨‍👩‍👧 Relatives: Tammy Lynn Calkins,Barbara M Calkins,Warren D Calkins,David Barbara Calkins

Todd Calkins from Baldwinsville, NY

Age 52 b. Apr 1973 Onondaga Co.
📍 7718 Perry Rd
📞 (315) 638-0813

Todd Calkins

📍 28221 Emery St, Roseville Mi 48066
📞 (586) 779-4766, (586) 214-7360
✉️ TODDCALKINS48@YAHOO.COM

Todd Calkins from Louisa, KY

Age 64 b. 1962 Male
📍 720 Thornsberry Branch Rd
💼 2100
📞 (586) 214-7360
✉️ hotwheelsrock@aim.com

Todd Calkins from Rowlett, TX

Age 57 b. Sep 1968 Dallas Co.
📍 7309 Mercurys Rd
📞 (972) 271-7242

Todd Calkins from Shavertown, PA

Age 57 b. 1969 Luzerne Co.
📍 407 S Memorial Hwy
📞 (570) 696-3020

Todd Calkins from Roseville, MI

Age 63 b. Oct 1962 Macomb Co.
📍 28221 Emery St
📞 (586) 779-4766

Todd Calkins from Battle Creek, MI

Age 56 b. May 1969 Calhoun Co.
📍 227 Bradley St
📞 (616) 963-3690

Todd Calkins from Elizabeth, CO

Age 60 b. Oct 1965 Elbert Co.
📍 29300 Clear View Cir
📞 (303) 646-9382

Todd Calkins from Portage, WI

Age 57 b. Jun 1968 Columbia Co.
📍 N4717 Allan Rd
📞 (608) 742-2915

Todd Calkins from Portage, WI

Age 57 b. Jun 1968 Columbia Co.
📍 809 River St
📞 (951) 938-7820

Todd Calkins

📍 14 Saint Elizabeths Ct, Stafford Va
📞 (760) 317-8902, (760) 317-8902
✉️ TODD.CALKINS@USMC.MIL

Todd Calkins from Encinitas, CA

Male
📍 302 La Mesa Ave
📞 (760) 519-0469 (VERIZON WIRELESS)

Todd Calkins from Garden Grove, CA

Age 62 b. Aug 1963 Orange Co.
📍 11411 Barclay Dr

Todd Calkins from Warren, MI

Age 66 b. Sep 1959 Macomb Co.
📍 8125 Timken Ave

Todd Calkins from Morrisville, PA

Age 56 b. Sep 1969 Bucks Co.
📍 1 Makefield Rd G 288

Todd Calkins from South Hadley, MA

Age 56 b. Dec 1969
📍 475 Hadley St

Todd Calkins from Battle Creek, MI

Calhoun Co.
📍 19 Penn St
📞 (616) 660-2117

Todd M Calkins from Battle Creek, MI

📍 19 Penn St, #battle Creek, MI 49017-6720

Todd Calkins from Liverpool, NY

Onondaga Co.
📍 4233 Orion Pa

Todd Calkins from La Mesa, CA

San Diego Co.
📍 8300 Garnet Ct Apt 173
👤 aka Todd Calkins

Todd Calkins from Tualatin, OR

Washington Co.
📍 20740 Sw 98th Ave

Todd Calkins from La Mesa, CA

San Diego Co.
📍 8300 Garnet Ct 173

Todd Calkins from Littleton, CO

Douglas Co.
📍 724 Altair Dr

Unknown Person

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 31 contact records for Todd Calkins across 10 states. The most recent address on file is in South Hadley, Massachusetts. Of these records, 20 include phone numbers and 6 include email addresses. Ages range from 41 to 44, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Calkins Todd A

Hampshire County
· 9 Silverwood Tr, South-Hadley Ma 1075.0
Built: 1946.0
Assessed: $319,100 · Sale: $145,000 (1999/01/01)

Todd Calkins

2024 Oswego County
· 478 Co Rt 3, Granby

Todd Calkins

2022 Oswego County
· 478 Co Rt 3, Granby

Todd Calkins

2023 Oswego County
· 478 Co Rt 3, Granby

Todd Calkins

2021 Oswego County
· 478 Co Rt 3, Granby

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 5 property records linked to Todd Calkins in South-Hadley. Values shown are from county assessor records and may differ from current market prices.

Todd C Calkins

Republican Reg: 02/05/1998
69 Parrish St, Dallas, PA, 18612
DOB: 01/16/1969 Gender: Male

Todd M Calkins

Reg: I02091
8618 Morgan Rd 2
DOB: 19721116 Gender: Male
Senate: 24

Todd C Calkins

69 Parrish St
DOB: 01/16/1969 Gender: Male

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 3 voter registration records were found for Todd Calkins in Pennsylvania. Party affiliation is listed as R. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 Honda Ridgeline
· Registered to: TODD Calkins
· VIN: 2HJYK16597H542236
·
1470 Farber St Se, New Philadelphia, OH, 44663-7859
·
(330) 866-9063
1974 CHEVROLET
· Registered to: Todd Calkins
· VIN: CCZ144J161953
·
556 E 5th Ave, Durango, CO, 81301
2010 Dodge Avenger
· Registered to: Todd Calkins
· VIN: 1B3CC4FB9AN114105
·
28221 Emery St, Roseville, MI, 48066-4713
·
(586) 214-7360
2008 TOYOTA TACOMA
· Registered to: Todd Calkins
· VIN: 3TMMU52N48M005397
·
1334 Miraflores Gln, Escondido, CA, 92026-1723
2009 TOYOTA VENZA
· Registered to: Todd Calkins
· VIN: 4T3BK11A29U002762
·
5806 Sandshell Cir W Apt 20201, Fort Worth, TX, 76137-7034
·
(303) 646-9382
2014 Lexus Is
· Registered to: Todd Calkins
· VIN: JTHBF1D26E5005382
·
316 Tierra Blanca Ave, Oceanside, CA, 92058
·
(760) 317-8902
2011 TOYOTA 4RUNNER
· Registered to: Todd Calkins
· VIN: JTEBU5JR6B5056677
·
9 Silverwood Ter, South Hadley, MA, 01075-1231
·
(413) 433-4979
2018 Lexus Is 250
· Registered to: Todd Calkins
· VIN: JTHBF1D26I5005382
·
316 Tierra Blanca Ave, Oceanside, CA, 92058
·
(760) 317-8902
2005 CHEVROLET COLORADO PICKUP
· Registered to: Todd Calkins
· VIN: 1GCDT136958260839
·
407 S Memorial Hwy, Shavertown, PA, 18708
·
(570) 696-3020
2012 TOYOTA TACOMA
· Registered to: Todd Calkins
· VIN: 5TFUU4EN4CX027621
·
5806 Sandshell Cir W Apt 20201, Fort Worth, TX, 76137-7034
·
(303) 646-9382
2007 Chevrolet Tahoe
· Registered to: Todd Calkins
· VIN: 1GNFK13057J404963
·
N4717 Allan Rd, Portage, WI, 53901-8948
·
(608) 742-2915
· Registered to: Todd Calkins
·
2709 E Brutus St # 2, Weedsport, NY, 131669 Silverwood Ter, South Hadley, MA, 01075
·
(315) 834-3078(413) 532-5181

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 13 vehicle registration records are associated with Todd Calkins. Registered makes include Honda, Chevrolet, Dodge, Toyota and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Silver Creek Investments Inc

Principal-vice President
todd.calkins@ameritrade.com

Todd Calkins

CONTRACTOR at SELF · Greater San Diego Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 3 business affiliations were found for Todd Calkins. Roles listed include Principal-vice President. Records are compiled from state business registries, SEC filings, and professional networking databases.

Silver Creek Investments Inc., Delinquent September 1, 2013

Delinquent
Addr: Elizabeth, CO
Registered Agent: Todd Thomas Calkins

Unknown Corporation

PRESIDENT: Todd A. Calkins

Unknown Corporation

Addr: 475 Hadley Street, So., Hadley
PRESIDENT: Todd A. Calkins

Carousel Maintenance INC.

Addr: 475 Hadley Street, So., Hadley, MA
MA
PRESIDENT: Todd Calkins

Source: Public Records Todd Calkins appears in 4 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Todd Calkins

Rancho Alamitos High School - Garden Grove, CA, CA
1981

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Todd Calkins has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Todd Calkins

Age 54 Male
·
28221 Emery St, Roseville, MI 48066 (Macomb County)
42.5037, -82.9546
· (586) 214-7360
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1958 Purchased 1995
MP

Todd A Calkins

Age 47 Male
·
9 Silverwood Ter, South Hadley, MA 01075 (Hampshire County)
42.2655, -72.5704
· (413) 433-4979
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1946 Purchased 1999
MP

Todd Calkins

Age 37 Male
·
14 Saint Elizabeths Ct, Stafford, VA 22556 (Stafford County)
38.4725, -77.4898
· (540) 657-6140
Marital: Single TZ: Eastern
Homeowner Single Family Built 2006 Purchased 2015
MP

Todd M Calkins

Age 48 Male
·
157 Eastwood Dr, Battle Creek, MI 49017 (Calhoun County)
42.3510, -85.1780
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family
MP

Todd Calkins

Age 51 Male
·
1317 Twisting Meadows Dr, Haslet, TX 76052 (Tarrant County)
32.9348, -97.3882
· (303) 807-5498
Marital: Married TZ: Central
Occ: Technical Edu: Some College
Homeowner Single Family Built 2013
MP

Todd C Calkins

Male
·
69 Parrish St, Dallas, PA 18612 (Luzerne County)
41.3277, -75.9606
· (570) 262-5950
TZ: Eastern
Homeowner Single Family Purchased 2014
MP

Todd M Calkins

Age 49 Male
·
N4717 Allan Rd, Portage, WI 53901 (Columbia County)
43.4426, -89.5113
· (608) 742-2915
Marital: Married TZ: Central
Occ: Management Edu: High School
Homeowner Single Family
MP

Todd Calkins

Male
·
8471 Button Rd, Cicero, NY 13039 (Onondaga County)
43.1795, -76.0872
· (315) 699-2370
TZ: Eastern
Homeowner Single Family Built 1983 Purchased 2016

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Todd Calkins. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Todd Calkins. These loans were issued to businesses, not individuals.

Whitney Wade

Sole Proprietorship

$17,125 Exemption 4
Address:
19 Penn St
Battle Creek, MI49017-6720
Approved

May 18, 2021

Jobs Reported

1

Loan #

3006679004

Loan Size

Small

Tarek

Self-Employed Individuals

$3,749 Paid in Full
Address:
2880 W Ball Rd Apt I-12
Anaheim, CA92804-4905
Approved

Jul 8, 2020

Forgiven

$3,800

Jobs Reported

1

Loan #

9647438003

Loan Size

Small

James Owens

Sole Proprietorship

$20,832 Paid in Full
Address:
2880 W Ball Rd Apt G1
Anaheim, CA92804-4907
Approved

May 20, 2021

Forgiven

$20,974

Jobs Reported

1

Loan #

3851599001

Loan Size

Small

Duana Sims

Self-Employed Individuals

$20,000 Paid in Full
Address:
2880 W Ball Rd
Anaheim, CA92804-4980
Approved

Feb 25, 2021

Forgiven

$20,100

Jobs Reported

1

Loan #

4401098506

Loan Size

Small

Ahmed Hamada

Sole Proprietorship

$11,886 Paid in Full
Address:
2880 W Ball Rd
Anaheim, CA92804-4905
Approved

Apr 20, 2021

Forgiven

$11,980

Jobs Reported

1

Loan #

6959478805

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with Todd Calkins. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Todd Calkins on the map

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Found 53 results across 12 states

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Todd Calkins in Roseville, MI: Background Summary

Location
28221 Emery, Roseville Mi 48066, Roseville, MI
Other Locations
South Hadley, MA · Baldwinsville, NY · Louisa, KY and 13 more
Profiles Found
31 people with this name
Phone Numbers
(214) 797-0124 and 21 others on file
Email
robert.calkins@twcny.rr.com and 15 others on file
Possible Relatives
Todd Jamie Calkins, Mary E Kelly, Robert D Calkins, Robert C Calkins, Susan L White and 100 more
Career
Principal-vice President
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
13 linked — 2007 Honda Ridgeline, 1974 Chevrolet and 11 more
PPP Loans
$73,592 for Whitney Wade, Tarek

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Todd Calkins. Because public records are indexed by name rather than by a unique identifier, the 79 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Todd Calkins

Search Complexity: High

79 public records across 12states, belonging to approximately 31 different individuals. With 31 distinct profiles across 12 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 12 states. Highest concentration: Michigan (14%), followed by Massachusetts and California. Spans the Northeast and Midwest regions.

MI11recordsMA10recordsCA8recordsNY6recordsTX4recordsPA4records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (53%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Vehicle Registration Records (13) and Property Ownership Records (5).

37
Contact & Address Records
13
Vehicle Registration Records
5
Property Ownership Records
5
PPP Loan Records
4
Corporate Records
3
Voter Registration Records

Age Distribution

Age range: approximately 26 years, suggesting multiple generations. Largest group: Senior (65+) (11%).

Senior (65+)1personMiddle-Age (40-64)8people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Todd Calkins

Is Todd Calkins a registered voter?
Yes, voter registration records show Todd Calkins is registered in Pennsylvania with R affiliation. We found 3 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Todd Calkins own property?
County assessor records show 5 properties associated with Todd Calkins . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Todd Calkins?
Records show 13 vehicle registrations associated with Todd Calkins, including a 2007 Honda Ridgeline. Registered makes include Honda, Chevrolet, Dodge, Toyota. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Todd Calkins?
We found 3 business affiliations for Todd Calkins (Principal-vice President). Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Todd Calkins?
Our database contains 79 total records for Todd Calkins spanning 12 states. This includes 31 distinct contact records, 20 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Todd Calkins?
The 79 records displayed for Todd Calkins are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Todd Calkins remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.