Ward A Mccarty

Age 101 b. 1924-06-17
๐Ÿ“ 5109 Memphis Ct, Columbus In 47203
๐Ÿ“ž (812) 350-5041, (812) 371-3709
โœ‰๏ธ NMCCARTY12@HOTMAIL.COM, nmccarty12@hotmail.com

Ward Mccarty from Charlotte, NC

Age 89 b. Jun 1936 Mecklenburg Co.
๐Ÿ“ 1326 Tyvola Rd 3
๐Ÿ“ž (706) 245-0352, (863) 859-6286

Ward Robert Mccarty from Lakeland, FL

Age 84
๐Ÿ“ 5764 Sandpipers Dr, Lakeland, FL 33809
๐Ÿ“ž (863) 859-6286

Ward Mccarty from Woodstock, GA

Male
๐Ÿ“ 120 Woodberry Ct
๐Ÿ“ž (404) 928-8952 (Cell)

Ward Mccarty from Columbus, IN

Age 102 b. 1924 Male
๐Ÿ“ 5109 Memphis Ct
๐Ÿ“ž (812) 375-0496

Ward Mccarty from Columbus, IN

Age 101 b. Jun 1924 Bartholomew Co.
๐Ÿ“ Po Box 100

Ward Mccarty from West Covina, CA

Los Angeles Co.
๐Ÿ“ 1236 W Rexwood St
๐Ÿ“ž (386) 569-6493

Ward Mccarty from Winchester, VA

Winchester City Co.
๐Ÿ“ 1726 Amherst St

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 11 contact records for Ward McCarty across 6 states. The most recent address on file is in Charlotte, North Carolina. Of these records, 8 include phone numbers and 3 include email addresses. The listed age is 84. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

McCarty Ward Sr

Polk County
PIN: 242719161363000070
· 5764 Sandpipers Dr, Lakeland 33809
Value: $121,366 ยท Sale: $150,000 (2012)

McCarty Ward Sr

Polk County
· 5764 Sandpipers Dr, Lakeland 33809.0
Built: 1993.0
Assessed: $150,684

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Ward McCarty in Lakeland. Values shown are from county assessor records and may differ from current market prices.

Ward Robert McCarty

5764 Sandpipers Dr, Lakeland, , 338097628

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Ward McCarty in . Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 Hyundai Accent
ยท Registered to: Ward Mccarty
ยท VIN: KMHCM3AC3BU198026
·
5764 Sandpipers Dr, Lakeland, FL, 33809
·
(863) 859-6286
2013 Lincoln MKX
ยท Registered to: Ward Mccarty
ยท VIN: 2LMDJ6JK6DBL22504
·
5764 Sandpipers Dr, Lakeland, FL, 33809
·
(863) 859-6286

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 2 vehicle registration records are associated with Ward McCarty. Registered makes include Hyundai, Lincoln. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

MP

Ward A McCarty

Age 93 Male
·
8142 Andreas Path, Seymour, IN 47274 (Jackson County)
39.0719, -86.0921
· (812) 350-9753
Marital: Married TZ: Eastern
Edu: Graduate School
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 1 demographic profile associated with Ward McCarty. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ward McCarty. These loans were issued to businesses, not individuals.

Kristofer Murray

Sole Proprietorship

$20,832 Paid in Full
Address:
1955 Bells Ferry Rd
Marietta, GA30066-6298
Approved

Apr 26, 2021

Forgiven

$20,919

Jobs Reported

1

Loan #

1768398908

Loan Size

Small

Jamal Fontaine

Sole Proprietorship

$20,833 Paid in Full
Address:
1955 Bells Ferry Rd
Marietta, GA30066-6298
Approved

Apr 2, 2021

Forgiven

$20,996

Jobs Reported

1

Loan #

5580368710

Loan Size

Small

Myisha Rufus

Self-Employed Individuals

$20,572 Paid in Full
Address:
1955 Bells Ferry Rd
Marietta, GA30066-6298
Approved

May 22, 2021

Forgiven

$20,621

Jobs Reported

1

Loan #

5607569000

Loan Size

Small

Jose Lopez

Sole Proprietorship

$7,915 Paid in Full
Address:
1955 Bells Ferry Rd
Marietta, GA30066-6298
Approved

Mar 29, 2021

Forgiven

$7,948

Jobs Reported

1

Loan #

2572378709

Loan Size

Small

Zihoreet Brinson

Sole Proprietorship

$20,520 Paid in Full
Address:
1955 Bells Ferry Rd Apt 2723
Marietta, GA30066-7042
Approved

Apr 26, 2021

Forgiven

$20,578

Jobs Reported

1

Loan #

1666498902

Loan Size

Small

Jene Walker

Sole Proprietorship

$20,833 Exemption 4
Address:
1955 Bells Ferry Rd
Marietta, GA30066-6298
Approved

Apr 16, 2021

Jobs Reported

1

Loan #

4922548810

Loan Size

Small

Browz By Mz Banks

Limited Liability Company(LLC

$227 Paid in Full
Address:
1955 Bells Ferry Rd Apt 2818
Marietta, GA30066-7004
Approved

May 22, 2021

Forgiven

$228

Jobs Reported

1

Loan #

5531019002

Loan Size

Small

Mark Scott

Limited Liability Company(LLC

$8,905 Paid in Full
Address:
1955 Bells Ferry Rd Apt 1312
Marietta, GA30066-7007
Approved

Mar 31, 2021

Forgiven

$8,947

Jobs Reported

2

Loan #

3616778708

Loan Size

Small

Darnell Adams

Sole Proprietorship

$20,832 Exemption 4
Address:
1955 Bells Ferry Rd
Marietta, GA30066-6298
Approved

May 13, 2021

Forgiven

$21,116

Jobs Reported

1

Loan #

1308249000

Loan Size

Small

Reliable Locksmith

Corporation

$20,833 Exemption 4
Address:
3640 Clubland Dr
Marietta, GA30068
Approved

Apr 29, 2020

Jobs Reported

1

Loan #

1994287302

Loan Size

Small

Joi Hunter

Independent Contractors

$20,832 Paid in Full
Address:
1955 Bells Ferry Rd Apt 2624
Marietta, GA30066-7041
Approved

Apr 11, 2021

Forgiven

$20,939

Jobs Reported

1

Loan #

2315958803

Loan Size

Small

Craighton Thomas

Sole Proprietorship

$20,833 Paid in Full
Address:
1955 Bells Ferry Rd
Marietta, GA30066-6298
Approved

Mar 25, 2021

Forgiven

$20,993

Jobs Reported

1

Loan #

9174298607

Loan Size

Small

Valley Orthotic Specialists, INC

Limited Liability Partnership

$55,600 Paid in Full
Address:
1726 Amherst St
Winchester, VA22601
Approved

Apr 14, 2020

Forgiven

$56,151

Jobs Reported

4

Loan #

5879497102

Loan Size

Small

Kyza Samuel

Sole Proprietorship

$20,832 Exemption 4
Address:
1955 Bells Ferry Rd
Marietta, GA30066-6298
Approved

Apr 2, 2021

Jobs Reported

1

Loan #

5663278702

Loan Size

Small

Makaylia Bennette

Independent Contractors

$20,833 Paid in Full
Address:
1955 Bells Ferry Rd Apt 1621
Marietta, GA30066-7036
Approved

May 16, 2021

Forgiven

$20,901

Jobs Reported

1

Loan #

2409569006

Loan Size

Small

Martin Cross

Sole Proprietorship

$16,457 Paid in Full
Address:
1955 Bells Ferry Rd Apt 1335
Marietta, GA30066-7007
Approved

May 12, 2021

Forgiven

$16,533

Jobs Reported

1

Loan #

9052498904

Loan Size

Small

Chasity Rivers

Sole Proprietorship

$28,087 Paid in Full
Address:
1955 Bells Ferry Rd Apt 3533
Marietta, GA30066-7010
Approved

May 11, 2021

Forgiven

$28,249

Jobs Reported

1

Loan #

8544618905

Loan Size

Small

Jasper Bridgeman

Sole Proprietorship

$20,833 Exemption 4
Address:
1955 Bells Ferry Rd Apt 1327
Marietta, GA30066-7007
Approved

May 29, 2021

Jobs Reported

1

Loan #

9492609007

Loan Size

Small

Caylin Jackson

Independent Contractors

$1,510 Exemption 4
Address:
1955 Bells Ferry Rd Apt 2914
Marietta, GA30066-6200
Approved

Apr 27, 2021

Jobs Reported

1

Loan #

2519808904

Loan Size

Small

Be A Solution Logistics, LLC

Sole Proprietorship

$10,700 Paid in Full
Address:
1955 Bells Ferry Rd Apt 917
Marietta, GA30066-7030
Approved

May 6, 2020

Forgiven

$10,772

Jobs Reported

1

Loan #

2641607410

Loan Size

Small

Terry Henry

Sole Proprietorship

$14,108 Paid in Full
Address:
1955 Bells Ferry Rd
Marietta, GA30066-6298
Approved

Apr 22, 2021

Forgiven

$14,210

Jobs Reported

1

Loan #

8304948802

Loan Size

Small

Derrick Logan

Sole Proprietorship

$20,833 Exemption 4
Address:
1955 Bells Ferry Rd Apt 2022
Marietta, GA30066-7043
Approved

May 29, 2021

Jobs Reported

1

Loan #

9680799004

Loan Size

Small

Hiz And Herz Uniq Boutiq

Self-Employed Individuals

$9,792 Exemption 4
Address:
1955 Bells Ferry Rd
Marietta, GA30066-6200
Approved

May 19, 2020

Jobs Reported

1

Loan #

9240947408

Loan Size

Small

Carlos Lazare

Sole Proprietorship

$15,680 Paid in Full
Address:
1955 Bells Ferry Rd Apt 2933
Marietta, GA30066-7005
Approved

Apr 3, 2021

Forgiven

$15,767

Jobs Reported

1

Loan #

5904808708

Loan Size

Small

Tamirica Hayes

Sole Proprietorship

$20,729 Paid in Full
Address:
1955 Bells Ferry Rd
Marietta, GA30066-6298
Approved

Mar 6, 2021

Forgiven

$20,852

Jobs Reported

1

Loan #

7702428506

Loan Size

Small

Kadesia Patton

Sole Proprietorship

$19,378 Paid in Full
Address:
1955 Bells Ferry Rd N/A
Marietta, GA30066-6298
Approved

May 12, 2021

Forgiven

$19,426

Jobs Reported

1

Loan #

1019849007

Loan Size

Small

Xavier Taylor

Sole Proprietorship

$20,273 Exemption 4
Address:
1955 Bells Ferry Rd Apt 3118
Marietta, GA30066-7006
Approved

Mar 30, 2021

Jobs Reported

1

Loan #

3090518705

Loan Size

Small

Ashely Robinson

Sole Proprietorship

$18,540 Paid in Full
Address:
1955 Bells Ferry Rd # 10A
Marietta, GA30066-6298
Approved

Mar 16, 2021

Forgiven

$18,621

Jobs Reported

1

Loan #

3359818607

Loan Size

Small

Ricardo Maddox

Sole Proprietorship

$20,715 Paid in Full
Address:
1955 Bells Ferry Rd Apt 1331
Marietta, GA30066-7007
Approved

Apr 12, 2021

Forgiven

$20,800

Jobs Reported

1

Loan #

2588348803

Loan Size

Small

Pihnosha Kulle

Independent Contractors

$4,399 Paid in Full
Address:
1955 Bells Ferry Rd Apt 1713
Marietta, GA30066-7008
Approved

Apr 7, 2021

Forgiven

$4,419

Jobs Reported

1

Loan #

8158508702

Loan Size

Small

Shemshone Levi

Sole Proprietorship

$17,707 Paid in Full
Address:
1955 Bells Ferry Rd
Marietta, GA30066-6298
Approved

Apr 24, 2021

Forgiven

$17,786

Jobs Reported

1

Loan #

1322318901

Loan Size

Small

Nicole Flores Photography Co. LLC

Limited Liability Company(LLC

$5,850 Paid in Full
Address:
120 Woodberry Ct
Athens, GA30605-4342
Approved

Jan 25, 2021

Forgiven

$5,910

Jobs Reported

1

Loan #

5531398309

Loan Size

Small

Makaylia Bennette

Independent Contractors

$20,833 Paid in Full
Address:
1955 Bells Ferry Rd Apt 1621
Marietta, GA30066-7036
Approved

Apr 26, 2021

Forgiven

$20,903

Jobs Reported

1

Loan #

2276258910

Loan Size

Small

Starfelia Kemp

Self-Employed Individuals

$17,849 Paid in Full
Address:
1955 Bells Ferry Rd Apt 4013
Marietta, GA30066-7057
Approved

May 21, 2021

Jobs Reported

1

Loan #

5189019006

Loan Size

Small

Tchassama Bassa

Sole Proprietorship

$1,246 Paid in Full
Address:
1955 Bells Ferry rd 3631
Marietta, GA30066
Approved

May 16, 2020

Forgiven

$1,266

Jobs Reported

1

Loan #

7172137410

Loan Size

Small

Jene Walker

Sole Proprietorship

$20,833 Exemption 4
Address:
1955 Bells Ferry Rd
Marietta, GA30066-6298
Approved

May 11, 2021

Jobs Reported

1

Loan #

8647188910

Loan Size

Small

Amber Caruthers

Independent Contractors

$20,832 Paid in Full
Address:
1955 Bells Ferry Rd Apt 1837
Marietta, GA30066-7038
Approved

May 27, 2021

Forgiven

$20,918

Jobs Reported

1

Loan #

8243199009

Loan Size

Small

Kadesia Patton

Independent Contractors

$19,377 Exemption 4
Address:
1955 Bells Ferry Rd Marietta GA Apt 3932
Marietta, GA30066
Approved

May 27, 2021

Jobs Reported

1

Loan #

8266909000

Loan Size

Small

Shanice Jackson

Sole Proprietorship

$20,000 Paid in Full
Address:
1955 Bells Ferry Rd
Marietta, GA30066-6298
Approved

Feb 5, 2021

Forgiven

$20,284

Jobs Reported

1

Loan #

3699998404

Loan Size

Small

Tra Leka Wise

Sole Proprietorship

$20,462 Paid in Full
Address:
1955 Bells Ferry Rd Apt 917
Marietta, GA30066-6200
Approved

Apr 7, 2021

Forgiven

$20,535

Jobs Reported

1

Loan #

8235528702

Loan Size

Small

Elkanah Facey

Independent Contractors

$7,444 Paid in Full
Address:
1955 Bells Ferry Rd 1955 Bells Ferry Rd
Marietta, GA30066-6298
Approved

Apr 16, 2021

Forgiven

$7,481

Jobs Reported

1

Loan #

4567078805

Loan Size

Small

John Waruhiu

Sole Proprietorship

$9,130 Paid in Full
Address:
1955 Bells Ferry Rd Apt 834
Marietta, GA30066-6294
Approved

Apr 28, 2021

Forgiven

$9,164

Jobs Reported

1

Loan #

4009568903

Loan Size

Small

Tina Johnson

Self-Employed Individuals

$1,823 Paid in Full
Address:
1955 Bells Ferry Rd
Marietta, GA30066-6298
Approved

Apr 3, 2021

Forgiven

$1,833

Jobs Reported

1

Loan #

6211958709

Loan Size

Small

Skyler Edwards

Sole Proprietorship

$20,832 Paid in Full
Address:
1955 Bells Ferry Rd Apt 1513
Marietta, GA30066-7035
Approved

Apr 7, 2021

Forgiven

$20,895

Jobs Reported

1

Loan #

8093928708

Loan Size

Small

Linda St Victor

Independent Contractors

$12,650 Paid in Full
Address:
1955 Bells Ferry Rd Apt 1015
Marietta, GA30066-6295
Approved

Mar 23, 2021

Forgiven

$12,700

Jobs Reported

1

Loan #

7241668602

Loan Size

Small

Jamal Fontaine

Sole Proprietorship

$20,833 Paid in Full
Address:
1955 Bells Ferry Rd
Marietta, GA30066-6298
Approved

Apr 19, 2021

Forgiven

$20,985

Jobs Reported

1

Loan #

6496678809

Loan Size

Small

Lloyd Banks

Sole Proprietorship

$2,082 Exemption 4
Address:
1955 Bells Ferry Rd
Marietta, GA30066-6298
Approved

May 13, 2021

Jobs Reported

1

Loan #

1833879010

Loan Size

Small

Zihoreet Brinson

Sole Proprietorship

$20,520 Paid in Full
Address:
1955 Bells Ferry Rd Apt 2723
Marietta, GA30066-7042
Approved

Apr 6, 2021

Forgiven

$20,593

Jobs Reported

1

Loan #

7381718704

Loan Size

Small

Tina Johnson

Self-Employed Individuals

$1,823 Paid in Full
Address:
1955 Bells Ferry Rd
Marietta, GA30066-6298
Approved

Apr 26, 2021

Forgiven

$1,832

Jobs Reported

1

Loan #

1774548901

Loan Size

Small

Zhonvieve Ellison

Independent Contractors

$954 Paid in Full
Address:
1955 Bells Ferry Rd Apt 4332
Marietta, GA30066-7014
Approved

Mar 9, 2021

Forgiven

$959

Jobs Reported

1

Loan #

8412308501

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 50 PPP loan records are linked to businesses associated with Ward McCarty. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Ward McCarty on the map

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Ward McCarty in FL: Background Summary

Location
5764 Sandpipers Dr Lakeland, FL 33809-7628
Other Locations
Charlotte, NC ยท Lakeland, FL ยท Woodstock, GA and 3 more
Profiles Found
11 people with this name
Phone Numbers
(863) 859-6286 and 10 others on file
Email
wmccarty@rediffmail.com and 8 others on file
Possible Relatives
Marian E Mccarty, Candice Lautrice Mcneil, June Ward Everett, Kip Mccarty, Melissa Mccarty and 111 more
Properties
1property owned
Vehicles
2 linked โ€” 2011 Hyundai Accent, 2013 Lincoln Mkx
PPP Loans
$806K for Kristofer Murray, Jamal Fontaine

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ward McCarty. Because public records are indexed by name rather than by a unique identifier, the 71 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ward McCarty

Search Complexity: High

71 public records across 6states, belonging to approximately 11 different individuals. With 11 distinct profiles across 6 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 6 states. Highest concentration: Florida (8%), followed by Indiana and Georgia. Spans the South and Midwest regions.

FL6recordsIN5recordsGA2recordsNC2recordsVA1recordCA1record

Record Type Breakdown

Data spans 5 record categories. Largest: PPP Loan Records (71%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (15) and Property Ownership Records (2).

50
PPP Loan Records
15
Contact & Address Records
2
Property Ownership Records
2
Vehicle Registration Records
1
Voter Registration Records

Age Distribution

Age range: approximately 39 years, suggesting multiple generations. Largest group: Senior (65+) (75%).

Senior (65+)3peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Ward McCarty

Is Ward McCarty a registered voter?
Yes, voter registration records show Ward McCarty is registered in . We found 1 voter registration entry across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Ward McCarty own property?
County assessor records show 2 properties associated with Ward McCarty . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ward McCarty?
Records show 2 vehicle registrations associated with Ward McCarty, including a 2011 Hyundai Accent. Registered makes include Hyundai, Lincoln. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
How many records exist for Ward McCarty?
Our database contains 71 total records for Ward McCarty spanning 6 states. This includes 11 distinct contact records, 8 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ward McCarty?
The 71 records displayed for Ward McCarty are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ward McCarty remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.